To All Depository Institutions and Others Concerned in the Second Federal Reserve District:
Because of conditions in the Buffalo, NY, area resulting from heavy snow, there were delays in the presentment of cash items, the return of unpaid items, and the forwarding of advices of nonpayment on Thursday, December 27, 2001. These items were drawn on institutions with routing numbers in the 0220, 0223, 2220, and 2223 ranges.