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| Circular |
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Nomination of Class A Director
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February 6, 2012
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| Circular No. 12318 | |||
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An election of a Class A director will be held under the provisions of section 4 of the Federal Reserve Act, as amended, to choose a successor to serve for a three-year term, to the following director of this Bank whose term expired December 31, 2011: CHARLES V. WAIT, President, Chief Executive Officer and Chairman, The Adirondack Trust Company, Saratoga Springs, NY. |

