Community Reinvestment Act Exams - FEDERAL RESERVE BANK of NEW YORK

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Community Reinvestment Act Exams

The New York Fed conducts CRA exams of Second District member banks. The written evaluations and the banks' CRA ratings are made public. Read recent CRA public evaluations and find out which banks are scheduled for an upcoming CRA exam here.

Background

Community Reinvestment: Does Your Bank Measure Up?

Your Bank's Overall CRA Rating

Second District Member Banks
Interagency Questions and Answers

Federal Register 64 (84), May 3, 1999; 31 pages / 229 kb

Bank Evaluation

Evaluations are based on lending, investment and service tests; for most banks, the lending test is weighted most heavily in determining the overall rating.

Bank	Exam Date	Public Date*	Rating	Report
Adirondack Bank	August 22, 2011	June 25, 2012	Satisfactory	31 pages / 1031 kb
Adirondack Trust Company	June 13, 2011	October 17, 2011	Outstanding	22 pages / 685 kb
Amboy Bank	March 21, 2011	November 13, 2012	Satisfactory	28 pages / 7514 kb
Banco Popular North America	May 31, 2011	May 3, 2012	Satisfactory	83 pages / 5,825 kb
Banco Popular Puerto Rico	January 24, 2011	February 13, 2012	Outstanding	79 pages / 1,140 kb
Bank of Millbrook	July 25, 2011	March 7, 2012	Satisfactory	14 pages / 876 kb
Bank of NY Mellon	September 12, 2011	April 19, 2012	Satisfactory	17 pages / 2216 kb
Empire State Bank	August 1, 2011	April 25, 2012	Satisfactory	29 pages / 1663 kb
Five Star Bank	August 1, 2011	May 31, 2012	Outstanding	38 pages / 1444 kb
Gotham Bank of New York	February 7, 2011	September 12, 2011	Satisfactory	13 pages / 1851 kb
Solvay Bank	November 28, 2011	July 25, 2012	Satisfactory	20 pages / 11259 kb


*A copy of the public section of the most recent CRA performance evaluation must be placed in a bank's public file within 30 business days after its receipt from the Board of Governors of the Federal Reserve System.

Bank Exams by Year Browse by year in which exam began (exam date).