Introduction:
From the “Getting Started” page, ask the class to access p.2, “Introduction.” Have students explain their answers to the following questions:

• What’s happening in this cartoon?
• How can you explain the title, “Hooked on Credit Cards?”
• What message does this cartoonist want to deliver about credit?
• Are there good and bad ways to use credit?
• What question about credit does this discussion raise? (“How can we use credit wisely?”)

Discussing the activity:
Ask the class to access p. 3, “Objectives.” Have students explain their answers to the following:

• Based on these objectives, what conclusions do you draw about what we’ll be learning from this activity?
• Which of these objectives interests you most?
• If we had an expert on credit with us in class today, what questions would you ask about the topic?

Ask the class to access p. 4, “Projects.” Explain that in this activity they will be required to complete a project about the topics referred to in the objectives. After that, the students will have a chance to show what they have learned by completing one of the following activities: 1) developing a mock website; 2) writing a brochure; or 3) creating a set of posters. Have students explain their answers to the following questions:

• What do you know about the features of a good website?
• What do you know about the features of an informational brochure?
• What do you know about creating a poster that delivers a public service message?

Discuss with the class your specifications and expectations for the projects, including deadlines; criteria for grading their websites, brochures, and posters; and other details about the project.

Explain to students that most of the information for their projects should come from the tutorials. Divide the class into five groups. Assign each group a different one of the following pages to read: p.9, “Advantages and Disadvantages of Buying on Credit;” p.10, “Using Credit Wisely;” p.11; “Credit Scoring;” p.12; “Comparing the Cost of Credit;” and p.5, “More Information About Credit.” After completing their readings, have the students explain their answers to the following:

• Describe what you found on these pages.
• What did you learn from the material you read?
• What questions do you have about completing your project?

Summary:
Ask students to explain their answers about the following question:

• What do you expect to learn by completing this project?