FEDERAL RESERVE BANK of NEW YORK

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Community Development
& Education

FRIDAY, JANUARY 14, 2000

NEW YORK--The Federal Reserve Bank of New York Friday approved the notice filed by Cera Foundation VZW, Cera Management N.V., Cera Holding, C.V., and Cera Ancora NV, all of Leuven, Belgium; Almanij, N.V., Antwerp, Belgium; KBC Bank & Insurance Holding Company, N.V. and KBC Bank, N.V., both of Brussels, Belgium, to engage de novo in underwriting and dealing in ineligible securities to a limited extent through KBC Financial Products (USA), Inc., New York, NY.

The Reserve Bank acted under authority delegated by the Board of Governors of the Federal Reserve System.

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