The Federal Reserve Bank of New York works to promote sound and well-functioning financial systems and markets through its provision of industry and payment services, advancement of infrastructure reform in key markets and training and educational support to international institutions.
The Outreach and Education function engages, empowers and educates the Second District communities that the Bank serves, especially civic leaders, students, educators, small business owners, policymakers and the general public. It furthers the Bank's commitment to the region by listening to the communities we serve and leveraging our unique attributes to positively impact school and university programs, as well as analysis and research.
Fields of Interest Consumer credit, mortgage markets, financial services
Michael Gedal is a community affairs specialist. He researches trends in household credit use and directs the Bank’s outreach on consumer lending issues. Michael holds a Ph.D. in public policy from New York University.
Before joining the Bank, Michael was a fellow at NYU’s Furman Center for Real Estate and Urban Policy, where he studied local economic and community development issues, including patterns of mortgage default in New York City. Prior to that, he worked as an economic consultant. More recently, Michael taught microeconomics at NYU’s Wagner School of Public Service.