Andrew F. Haughwout

Andrew Haughwout

Director of Household and Public Policy Research
Federal Reserve Bank of New York
33 Liberty Street
New York, NY 10045

andrew.haughwout@ny.frb.org

   

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Auto Loan Delinquency Revs Up as Car Prices Stress Budgets
With Donghoon Lee, Daniel Mangrum, Joelle W. Scally, Wilbert van der Klaauw, and Crystal Wang
Federal Reserve Bank of New York Liberty Street Economics, February 06, 2024

Credit Card Delinquencies Continue to Rise–Who Is Missing Payments?
With Donghoon Lee, Daniel Mangrum, Joelle W. Scally, and Wilbert van der Klaauw
Federal Reserve Bank of New York Liberty Street Economics, November 07, 2023

An Update on the Health of the U.S. Consumer
With Donghoon Lee, Daniel Mangrum, Jonathan McCarthy, Davide Melcangi, Joelle W. Scally, and Wilbert van der Klaauw
Federal Reserve Bank of New York Liberty Street Economics, October 18, 2023

Credit Card Markets Head Back to Normal after Pandemic Pause
With Donghoon Lee, Daniel Mangrum, Joelle W. Scally, and Wilbert van der Klaauw
Federal Reserve Bank of New York Liberty Street Economics, August 08, 2023

Elevated Rent Expectations Continue to Pressure Low-Income Households
With Ben Hyman, Benjamin Lahey, and Jason Somerville
Federal Reserve Bank of New York Liberty Street Economics, June 22, 2023

The Great Pandemic Mortgage Refinance Boom
With Donghoon Lee, Daniel Mangrum, Joelle W. Scally, and Wilbert van der Klaauw
Federal Reserve Bank of New York Liberty Street Economics, May 15, 2023

Younger Borrowers Are Struggling with Credit Card and Auto Loan Payments
With Donghoon Lee, Daniel Mangrum, Joelle W. Scally, and Wilbert van der Klaauw
Federal Reserve Bank of New York Liberty Street Economics, February 16, 2023

Balances Are on the Rise--So Who Is Taking on More Credit Card Debt?
With Donghoon Lee, Daniel Mangrum, Joelle W. Scally, and Wilbert van der Klaauw
Federal Reserve Bank of New York Liberty Street Economics, November 15, 2022

Eviction Expectations in the Post-Pandemic Housing Market
With Ben Hyman, Benjamin Lahey, and Jason Somerville
Federal Reserve Bank of New York Liberty Street Economics, October 04, 2022

Historically Low Delinquency Rates Coming to an End
With Donghoon Lee, Daniel Mangrum, Joelle W. Scally, and Wilbert van der Klaauw
Federal Reserve Bank of New York Liberty Street Economics, August 02, 2022

Refinance Boom Winds Down
With Donghoon Lee, Daniel Mangrum, Joelle W. Scally, and Wilbert van der Klaauw
Federal Reserve Bank of New York Liberty Street Economics, May 10, 2022

Expected Home Price Increases Accelerate over the Short Term but Remain Stable over the Medium Term
With Fatima-Ezzahra Boumahdi, Leo Goldman, Ben Hyman, Haoyang Liu, and Jason Somerville
Federal Reserve Bank of New York Liberty Street Economics, April 18, 2022

Car Prices Drive Up Borrowing
With Donghoon Lee, Daniel Mangrum, Joelle W. Scally, and Wilbert van der Klaauw
Federal Reserve Bank of New York Liberty Street Economics, February 08, 2022

Credit Card Trends Begin to Normalize after Pandemic Paydown
With Donghoon Lee, Daniel Mangrum, Joelle W. Scally, and Wilbert van der Klaauw
Federal Reserve Bank of New York Liberty Street Economics, November 09, 2021

If Prices Fall, Mortgage Foreclosures Will Rise
With Belicia Rodriguez
Federal Reserve Bank of New York Liberty Street Economics, September 08, 2021

Does the Rise in Housing Prices Suggest a Housing Bubble
With Belicia Rodriguez
Federal Reserve Bank of New York Liberty Street Economics, September 08, 2021

Forbearance Participation Declines as Programs’ End Nears
With Donghoon Lee, Joelle W. Scally, and Wilbert van der Klaauw
Federal Reserve Bank of New York Liberty Street Economics, August 03, 2021

Keeping Borrowers Current in a Pandemic
With Donghoon Lee, Joelle W. Scally, and Wilbert van der Klaauw
Federal Reserve Bank of New York Liberty Street Economics, May 19, 2021

Small Business Owners Turn to Personal Credit
With Donghoon Lee, Joelle W. Scally, and Wilbert van der Klaauw
Federal Reserve Bank of New York Liberty Street Economics, May 19, 2021

What’s Next for Forborne Borrowers?
With Donghoon Lee, Wilbert van der Klaauw, and Joelle W. Scally
Federal Reserve Bank of New York Liberty Street Economics, May 19, 2021

What Happens during Mortgage Forbearance?
With Donghoon Lee, Joelle W. Scally, and Wilbert van der Klaauw
Federal Reserve Bank of New York Liberty Street Economics, May 19, 2021

Credit Card Balance Declines Are Largest Among Older, Wealthier Borrowers
With Donghoon Lee, Wilbert van der Klaauw, and Joelle W. Scally
Federal Reserve Bank of New York Liberty Street Economics, May 12, 2021

Do People View Housing as a Good Investment and Why?
With Haoyang Liu, Dean Parker, and Xiaohan Zhang
Federal Reserve Bank of New York Liberty Street Economics, April 05, 2021

Mortgage Rates Decline and (Prime) Households Take Advantage
With Donghoon Lee, Joelle W. Scally, and Wilbert van der Klaauw
Federal Reserve Bank of New York Liberty Street Economics, February 17, 2021

Following Borrowers Through Forbearance
With Donghoon Lee, Joelle W. Scally, and Wilbert van der Klaauw
Federal Reserve Bank of New York Liberty Street Economics, November 17, 2020

Debt Relief and the CARES Act: Which Borrowers Face the Most Financial Strain?
With Rajashri Chakrabarti, Donghoon Lee, William Nober, Joelle W. Scally, and Wilbert van der Klaauw
Federal Reserve Bank of New York Liberty Street Economics, August 19, 2020

Debt Relief and the CARES Act: Which Borrowers Benefit the Most?
With Rajashri Chakrabarti, Donghoon Lee, William Nober, Joelle W. Scally, and Wilbert van der Klaauw
Federal Reserve Bank of New York Liberty Street Economics, August 18, 2020

A Monthly Peek into Americans’ Credit During the COVID-19 Pandemic
With Donghoon Lee, Joelle W. Scally, and Wilbert van der Klaauw
Federal Reserve Bank of New York Liberty Street Economics, August 06, 2020

Inequality in U.S. Homeownership Rates by Race and Ethnicity
With Donghoon Lee, Joelle W. Scally, and Wilbert van der Klaauw
Federal Reserve Bank of New York Liberty Street Economics, July 08, 2020

Who Has Been Evicted and Why?
With Haoyang Liu and Xiaohan Zhang
Federal Reserve Bank of New York Liberty Street Economics, July 08, 2020

Municipal Debt Markets and the COVID-19 Pandemic
With Marco Cipriani, Ben Hyman, Anna Kovner, Gabriele La Spada, Matthew Lieber, and Shawn Nee
Federal Reserve Bank of New York Liberty Street Economics, June 29, 2020

U.S. Consumer Debt Payments and Credit Buffers on the Eve of COVID-19
With Donghoon Lee, Joelle W. Scally, and Wilbert van der Klaauw
Federal Reserve Bank of New York Liberty Street Economics, May 05, 2020

Helping State and Local Governments Stay Liquid
With Ben Hyman and Matthew Lieber
Federal Reserve Bank of New York Liberty Street Economics, April 10, 2020

Charging into Adulthood: Credit Cards and Young Consumers
With Donghoon Lee, Joelle W. Scally, and Wilbert van der Klaauw
Federal Reserve Bank of New York Liberty Street Economics, February 11, 2020

Racial Disparities in Student Loan Outcomes
With Donghoon Lee, Joelle W. Scally, and Wilbert van der Klaauw
Federal Reserve Bank of New York Liberty Street Economics, November 13, 2019

Who Borrows for College—and Who Repays?
With Donghoon Lee, Joelle W. Scally, and Wilbert van der Klaauw
Federal Reserve Bank of New York Liberty Street Economics, October 09, 2019

Mind the Gap in Delinquency Rates
With Donghoon Lee, Joelle W. Scally, and Wilbert van der Klaauw
Federal Reserve Bank of New York Liberty Street Economics, August 13, 2019

Press Briefing on the Evolution and Future of Homeownership
With Olivier Armantier, Gizem Kosar, Donghoon Lee, Joelle W. Scally, and Wilbert van der Klaauw
Federal Reserve Bank of New York Liberty Street Economics, May 22, 2019

Shifts in Credit Market Participation over Two Decades
With Donghoon Lee, Joelle W. Scally, and Wilbert van der Klaauw
Federal Reserve Bank of New York Liberty Street Economics, May 14, 2019

Did Tax Reform Raise the Cost of Owning a Home?
With Sonia Gilbukh, Rebecca Landau, and Joseph Tracy
Federal Reserve Bank of New York Liberty Street Economics, April 17, 2019

Auto Loans in High Gear
With Donghoon Lee, Joelle W. Scally, and Wilbert van der Klaauw
Federal Reserve Bank of New York Liberty Street Economics, February 12, 2019

A Look at Borrowing, Repayment, and Bankruptcy Rates by Age
With Donghoon Lee, Joelle W. Scally, and Wilbert van der Klaauw
Federal Reserve Bank of New York Liberty Street Economics, November 16, 2018

Just Released: Cleaning Up Collections
With Donghoon Lee, Joelle W. Scally, and Wilbert van der Klaauw
Federal Reserve Bank of New York Liberty Street Economics, August 14, 2018

Just Released: New York Fed Press Briefing Highlights Changes in Home Equity and How It’s Used
With Donghoon Lee, Joelle W. Scally, and Wilbert van der Klaauw
Federal Reserve Bank of New York Liberty Street Economics, May 17, 2018

Just Released: Is Housing a Good Investment? Where You Stand Depends on Where You Sit
With Andreas Fuster, Nima Dahir, and Michael Neubauer
Federal Reserve Bank of New York Liberty Street Economics, April 18, 2018

Just Released: Great Recession’s Impact Lingers in Hardest-Hit Regions
With Donghoon Lee, Joelle W. Scally, and Wilbert van der Klaauw
Federal Reserve Bank of New York Liberty Street Economics, February 13, 2018

Just Released: Auto Lending Keeps Pace as Delinquencies Mount in Auto Finance Sector
With Donghoon Lee, Joelle W. Scally, and Wilbert van der Klaauw
Federal Reserve Bank of New York Liberty Street Economics, November 14, 2017

Just Released: More Credit Cards, Higher Limits, and . . . an Uptick in Delinquency
With Donghoon Lee, Joelle W. Scally, and Wilbert van der Klaauw
Federal Reserve Bank of New York Liberty Street Economics, August 15, 2017

Household Borrowing in Historical Perspective
With Donghoon Lee, Joelle W. Scally, and Wilbert van der Klaauw
Federal Reserve Bank of New York Liberty Street Economics, May 17, 2017

At the N.Y. Fed: Press Briefing on Household Borrowing with Close-Up on Student Debt
With Rajashri Chakrabarti, Donghoon Lee, and Wilbert van der Klaauw
Federal Reserve Bank of New York Liberty Street Economics, April 03, 2017

A Close Look at the Decline of Homeownership
With Joseph Tracy and Richard Peach
Federal Reserve Bank of New York Liberty Street Economics, February 17, 2017

The Homeownership Gap Is Finally Closing
With Richard Peach and Joseph Tracy
Federal Reserve Bank of New York Liberty Street Economics, February 16, 2017

Just Released: Total Household Debt Nears 2008 Peak but Debt Picture Looks Much Different
With Donghoon Lee, Joelle W. Scally, and Wilbert van der Klaauw
Federal Reserve Bank of New York Liberty Street Economics, February 16, 2017

Houses as ATMs No Longer
With Andreas Fuster and Eilidh Geddes
Federal Reserve Bank of New York Liberty Street Economics, February 15, 2017

The Evolution of Home Equity Ownership
With Andreas Fuster and Eilidh Geddes
Federal Reserve Bank of New York Liberty Street Economics, February 14, 2017

How Resilient Is the U.S. Housing Market Now?
With Andreas Fuster, Eilidh Geddes, and Benedict Guttman-Kenney
Federal Reserve Bank of New York Liberty Street Economics, February 13, 2017

Just Released: Subprime Auto Debt Grows Despite Rising Delinquencies
With Donghoon Lee, Joelle W. Scally, and Wilbert van der Klaauw
Federal Reserve Bank of New York Liberty Street Economics, November 30, 2016

Puerto Rico’s Evolving Household Debts
With Meta Brown, Donghoon Lee, Joelle W. Scally, Magali Solimano, and Wilbert van der Klaauw
Federal Reserve Bank of New York Liberty Street Economics, August 12, 2016

Just Released: Recent Developments in Consumer Credit Card Borrowing
With Graham Campbell, Donghoon Lee, Joelle W. Scally, and Wilbert van der Klaauw
Federal Reserve Bank of New York Liberty Street Economics, August 09, 2016

Restoring Economic Growth in Puerto Rico: Introduction to the Series
With Hunter Clark and Giacomo De Giorgi
Federal Reserve Bank of New York Liberty Street Economics, August 08, 2016

Just Released: Hints of Increased Hardship in America’s Oil-Producing Counties
With Donghoon Lee, Joelle W. Scally, and Wilbert van der Klaauw
Federal Reserve Bank of New York Liberty Street Economics, May 24, 2016

Whither Mortgages?
With Donghoon Lee, Joelle W. Scally, and Wilbert van der Klaauw
Federal Reserve Bank of New York Liberty Street Economics, February 22, 2016

Just Released: Household Debt Grew Slowly in 2015 as Mortgage Balances Stayed Flat
With Meta Brown, Donghoon Lee, Joelle W. Scally, and Wilbert van der Klaauw
Federal Reserve Bank of New York Liberty Street Economics, February 12, 2016

Just Released: New and Improved Charts and Data on Auto Loans
With Donghoon Lee, Joelle W. Scally, and Wilbert van der Klaauw
Federal Reserve Bank of New York Liberty Street Economics, November 19, 2015

Some Options for Addressing Puerto Rico’s Fiscal Problems
With Hunter Clark and James A. Orr
Federal Reserve Bank of New York Liberty Street Economics, November 03, 2015

Just Released: Releveraging the Consumer Credit Panel with Two New Charts
With Donghoon Lee, Joelle W. Scally, and Wilbert van der Klaauw
Federal Reserve Bank of New York Liberty Street Economics, August 13, 2015

Just Released: Mortgage Borrowing among Most Creditworthy Abates
With Donghoon Lee, Joelle W. Scally, and Wilbert van der Klaauw
Federal Reserve Bank of New York Liberty Street Economics, May 12, 2015

At the New York Fed: Chapter 9 and Alternatives for Distressed Municipalities and States
Federal Reserve Bank of New York Liberty Street Economics, April 17, 2015

Just Released: Press Briefing on Student Loan Borrowing and Repayment Trends, 2015
With Donghoon Lee, Joelle W. Scally, and Wilbert van der Klaauw
Federal Reserve Bank of New York Liberty Street Economics, April 16, 2015

Payback Time? Measuring Progress on Student Debt Repayment
With Meta Brown, Donghoon Lee, Joelle W. Scally, and Wilbert van der Klaauw
Federal Reserve Bank of New York Liberty Street Economics, February 20, 2015

Looking at Student Loan Defaults through a Larger Window
With Meta Brown, Donghoon Lee, Joelle W. Scally, and Wilbert van der Klaauw
Federal Reserve Bank of New York Liberty Street Economics, February 19, 2015

The Student Loan Landscape
With Meta Brown, Donghoon Lee, Joelle W. Scally, and Wilbert van der Klaauw
Federal Reserve Bank of New York Liberty Street Economics, February 18, 2015

Just Released: Student Loan Delinquency Rate Defies Overall Downward Trend in Household Debt and Credit Report for Fourth Quarter 2014
With Meta Brown, Donghoon Lee, Joelle W. Scally, and Wilbert van der Klaauw
Federal Reserve Bank of New York Liberty Street Economics, February 17, 2015

Just Released: Household Debt Balances Increase as Deleveraging Period Concludes
With Donghoon Lee, Joelle W. Scally, and Wilbert van der Klaauw
Federal Reserve Bank of New York Liberty Street Economics, November 25, 2014

Just Released: Looking under the Hood of the Subprime Auto Lending Market
With Donghoon Lee, Joelle W. Scally, and Wilbert van der Klaauw
Federal Reserve Bank of New York Liberty Street Economics, August 14, 2014

Just Released: Does Transportation Spending Make Good Stimulus?
With Therese McGuire and Joseph Morris
Federal Reserve Bank of New York Liberty Street Economics, February 18, 2014

Just Released: Who’s Borrowing Now? The Young and the Riskless!
With Donghoon Lee, Wilbert van der Klaauw, and David Yun
Federal Reserve Bank of New York Liberty Street Economics, February 18, 2014

Just Released: Deleveraging Decelerates and Household Balances Increase
With Donghoon Lee, Joelle W. Scally, and Wilbert van der Klaauw
Federal Reserve Bank of New York Liberty Street Economics, November 14, 2013

Just Released: Who Is Driving the Auto Lending Recovery?
With Donghoon Lee, Joelle W. Scally, and Wilbert van der Klaauw
Federal Reserve Bank of New York Liberty Street Economics, August 14, 2013

Just Released: The Geography of Student Debt
With Donghoon Lee, Wilbert van der Klaauw, and Joelle W. Scally
Federal Reserve Bank of New York Liberty Street Economics, May 14, 2013

Just Released: Press Briefing on Household Debt and Credit
With Meta Brown, Donghoon Lee, Joelle W. Scally, and Wilbert van der Klaauw
Federal Reserve Bank of New York Liberty Street Economics, February 28, 2013

Just Released: Has Household Deleveraging Continued?
With Donghoon Lee, Joelle W. Scally, and Wilbert van der Klaauw
Federal Reserve Bank of New York Liberty Street Economics, August 29, 2012

The Untold Story of Municipal Bond Defaults
With Jason Appleson and Eric Parsons
Federal Reserve Bank of New York Liberty Street Economics, August 15, 2012

Fiscal Drag from the State and Local Sector?
With Nora Fitzpatrick and Elizabeth Setren
Federal Reserve Bank of New York Liberty Street Economics, June 27, 2012

Historical Echoes: How the BLS Measured Up
With Amy Farber
Federal Reserve Bank of New York Liberty Street Economics, March 30, 2012

Grading Student Loans
With Meta Brown, Donghoon Lee, Maricar Mabutas, and Wilbert van der Klaauw
Federal Reserve Bank of New York Liberty Street Economics, March 05, 2012

Flip This House: Investor Speculation and the Housing Bubble
With Donghoon Lee, Joseph Tracy, and Wilbert van der Klaauw
Federal Reserve Bank of New York Liberty Street Economics, December 05, 2011

Just Released: Household Debt and Credit Developments in the Nation and the Region in 2011:Q1
With Donghoon Lee and Wilbert van der Klaauw
Federal Reserve Bank of New York Liberty Street Economics, May 09, 2011

Have Consumers Been Deleveraging?
With Meta Brown, Donghoon Lee, and Wilbert van der Klaauw
Federal Reserve Bank of New York Liberty Street Economics, March 21, 2011


Andrew F. Haughwout's CVPDF The views expressed in the papers listed on this page are those of the author(s) and do not necessarily reflect the position of the Federal Reserve Bank of New York or the Federal Reserve System.
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