Home Mortgage Disclosure Act (HMDA)
February 8, 2002
Circular No. 11422

To All Depository Institutions and Others Concerned in the Second Federal Reserve District:

In a press release, the Federal Reserve Board has announced revisions, effective January 1, 2003, to its Regulation C, which implements the Home Mortgage Disclosure Act (HMDA). The Board also requests public comment, by April 12, 2002, on some related data-collection issues.

The Board's final rule (pdf - 250kb) and proposed rule (pdf - 26kb) are attached.

Questions on this matter may be directed, at this Bank, to Maryann Campbell, Senior Bank Examiner, Legal and Compliance Risk Department.