Reporting Form
Shared National Credits
The Shared National Credit Program was established in 1977 by the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation and the Office of the Comptroller of the Currency to provide an efficient and consistent review and classification of any large syndicated loan. A SNC is defined as any loan or commitment to extend credit, or group of commitments, aggregating $100 million or more at origination; and committed under a formal lending arrangement; and shared by three or more unaffiliated supervised institutions. Supervised institutions are any financial institution subject to regulation by one of the three regulatory agencies. A non-bank subsidiary of a holding company is considered a supervised institution. The agencies' review is conducted bi-annually, usually in the first and third quarters each year.
Bank Credit
Bank Holding Companies
SNC Reporting Instructions (Basic Reporters) pdf
SNC Reporting Instructions (Expanded Reporters) pdf
Reporting Entities must submit SNC data via the FRS eSNC reporting application.
Additional Information:
Concordance Mapping pdf
2018 Q3 Exam SNC Review Letter pdf
eSNC User Guide pdf
eSNC Access Agreement pdf
Access Control Form pdf
SecurID Control Form for External Users pdf
Call the contact number below for assistance completing the access forms.
Aggregate results are published annually (September) in an interagency press release on the Federal Reserve Board's website.

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