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		<title><![CDATA[Subjective Intertemporal Substitution]]></title>
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		<title><![CDATA[Credit Supply and the Rise in College Tuition:
Evidence from the Expansion in Federal Student Aid
Programs]]></title>
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Evidence from the Expansion in Federal Student Aid
Programs.  <i>Federal Reserve Bank of New York Staff Reports</i> Staff Report Number 733, July 2015.]]></description>
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	<item rdf:about="http://www.newyorkfed.org/research/staff_reports/sr732.html">
		<title><![CDATA[Determinants of Mortgage Default and Consumer Credit Use:
The Effects of Foreclosure Laws and Foreclosure Delays]]></title>
		<link>http://www.newyorkfed.org/research/staff_reports/sr732.html</link>
		<description><![CDATA[Sewin Chan, Andrew Haughwout, Andrew Hayashi, and  Wilbert van der Klaauw.  Determinants of Mortgage Default and Consumer Credit Use:
The Effects of Foreclosure Laws and Foreclosure Delays.  <i>Federal Reserve Bank of New York Staff Reports</i> Staff Report Number 732, June 2015.]]></description>
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		<dc:creator>NYFed</dc:creator>
		<dc:publisher>Federal Reserve Bank of New York</dc:publisher>

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		<title><![CDATA[Segregated Balance Accounts]]></title>
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		<description><![CDATA[Rodney Garratt, Antoine Martin, James McAndrews, and  Ed Nosal.  Segregated Balance Accounts.  <i>Federal Reserve Bank of New York Staff Reports</i> Staff Report Number 730, May 2015.]]></description>
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			<cb:publicationDate xmlns:cb = "http://www.centralbanks.org/rss-cb/1.1/">May 2015</cb:publicationDate>
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		<dc:creator>NYFed</dc:creator>
		<dc:publisher>Federal Reserve Bank of New York</dc:publisher>

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		<title><![CDATA[Small Firms' Formalization: The Stick Treatment]]></title>
		<link>http://www.newyorkfed.org/research/staff_reports/sr728.html</link>
		<description><![CDATA[Giacomo De Giorgi, Matthew Ploenzke, and  Aminur Rahman.  Small Firms' Formalization: The Stick Treatment.  <i>Federal Reserve Bank of New York Staff Reports</i> Staff Report Number 728, May 2015.]]></description>
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		<dc:creator>NYFed</dc:creator>
		<dc:publisher>Federal Reserve Bank of New York</dc:publisher>

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	<item rdf:about="http://www.newyorkfed.org/research/staff_reports/sr726.html">
		<title><![CDATA[Intermediaries as Information Aggregators: An Application to U.S. Treasury Auctions]]></title>
		<link>http://www.newyorkfed.org/research/staff_reports/sr726.html</link>
		<description><![CDATA[Nina Boyarchenko and David O Lucca.  Intermediaries as Information Aggregators: An Application to U.S. Treasury Auctions.  <i>Federal Reserve Bank of New York Staff Reports</i> Staff Report Number 726, April 2015.]]></description>
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	<item rdf:about="http://www.newyorkfed.org/research/staff_reports/sr721.html">
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	<item rdf:about="http://www.newyorkfed.org/research/staff_reports/sr719.html">
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		<dc:creator>NYFed</dc:creator>
		<dc:publisher>Federal Reserve Bank of New York</dc:publisher>

	</item>

	<item rdf:about="http://www.newyorkfed.org/research/staff_reports/sr718.html">
		<title><![CDATA[Gender And Dynamic Agency: Theory and Evidence on the Compensation of Top Executives]]></title>
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	<item rdf:about="http://www.newyorkfed.org/research/staff_reports/sr716.html">
		<title><![CDATA[Business Cycle Fluctuations and the Distribution of Consumption]]></title>
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	<item rdf:about="http://www.newyorkfed.org/research/staff_reports/sr713.html">
		<title><![CDATA[How Mortgage Finance Affects the Urban Landscape]]></title>
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			<cb:JELCode xmlns:cb = "http://www.centralbanks.org/rss-cb/1.1/">R31</cb:JELCode>
			<cb:JELCode xmlns:cb = "http://www.centralbanks.org/rss-cb/1.1/">R21</cb:JELCode>
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		<dc:creator>NYFed</dc:creator>
		<dc:publisher>Federal Reserve Bank of New York</dc:publisher>

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	<item rdf:about="http://www.newyorkfed.org/research/staff_reports/sr711.html">
		<title><![CDATA[Anxiety, Overconfidence, and Excessive Risk Taking]]></title>
		<link>http://www.newyorkfed.org/research/staff_reports/sr711.html</link>
		<description><![CDATA[Thomas Eisenbach and Martin C Schmalz.  Anxiety, Overconfidence, and Excessive Risk Taking.  <i>Federal Reserve Bank of New York Staff Reports</i> Staff Report Number 711, February 2015.]]></description>
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			<cb:JELCode xmlns:cb = "http://www.centralbanks.org/rss-cb/1.1/">D83</cb:JELCode>
			<cb:JELCode xmlns:cb = "http://www.centralbanks.org/rss-cb/1.1/">D84</cb:JELCode>
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		<dc:creator>NYFed</dc:creator>
		<dc:publisher>Federal Reserve Bank of New York</dc:publisher>

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	<item rdf:about="http://www.newyorkfed.org/research/staff_reports/sr710.html">
		<title><![CDATA[What Do Data on Millions of U.S. Workers Reveal about Life-Cycle Earnings Risk?]]></title>
		<link>http://www.newyorkfed.org/research/staff_reports/sr710.html</link>
		<description><![CDATA[Fatih Guvenen, Fatih Karahan, Serdar Ozkan, and  Jae Song.  What Do Data on Millions of U.S. Workers Reveal about Life-Cycle Earnings Risk?.  <i>Federal Reserve Bank of New York Staff Reports</i> Staff Report Number 710, February 2015.]]></description>
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		<dc:date xmlns:dc = "http://purl.org/dc/elements/1.1/">2015-02-04T16:17:53-5:00</dc:date>
		<cb:paper xmlns:cb = "http://www.centralbanks.org/rss-cb/1.1/">
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			<cb:publicationDate xmlns:cb = "http://www.centralbanks.org/rss-cb/1.1/">February 2015</cb:publicationDate>
			<cb:issue xmlns:cb = "http://www.centralbanks.org/rss-cb/1.1/">Staff Report Number 710</cb:issue>
			<cb:JELCode xmlns:cb = "http://www.centralbanks.org/rss-cb/1.1/">E24</cb:JELCode>
			<cb:JELCode xmlns:cb = "http://www.centralbanks.org/rss-cb/1.1/">J24</cb:JELCode>
			<cb:JELCode xmlns:cb = "http://www.centralbanks.org/rss-cb/1.1/">J31</cb:JELCode>
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		<dc:creator>NYFed</dc:creator>
		<dc:publisher>Federal Reserve Bank of New York</dc:publisher>

	</item>

	<item rdf:about="http://www.newyorkfed.org/research/staff_reports/sr707.html">
		<title><![CDATA[Grown-up Business Cycles]]></title>
		<link>http://www.newyorkfed.org/research/staff_reports/sr707.html</link>
		<description><![CDATA[Benjamin Pugsley and Aysegul Sahin.  Grown-up Business Cycles.  <i>Federal Reserve Bank of New York Staff Reports</i> Staff Report Number 707, December 2014.]]></description>
		<dc:language>en</dc:language>
		<dc:date xmlns:dc = "http://purl.org/dc/elements/1.1/">2014-12-30T10:26:09-5:00</dc:date>
		<cb:paper xmlns:cb = "http://www.centralbanks.org/rss-cb/1.1/">
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			<cb:keyword xmlns:cb = "http://www.centralbanks.org/rss-cb/1.1/"><![CDATA[Employment]]></cb:keyword>
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			<cb:keyword xmlns:cb = "http://www.centralbanks.org/rss-cb/1.1/"><![CDATA[Entrepreneurship]]></cb:keyword>
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			<cb:publicationDate xmlns:cb = "http://www.centralbanks.org/rss-cb/1.1/">December 2014</cb:publicationDate>
			<cb:issue xmlns:cb = "http://www.centralbanks.org/rss-cb/1.1/">Staff Report Number 707</cb:issue>
			<cb:JELCode xmlns:cb = "http://www.centralbanks.org/rss-cb/1.1/">E32</cb:JELCode>
			<cb:JELCode xmlns:cb = "http://www.centralbanks.org/rss-cb/1.1/">L25</cb:JELCode>
			<cb:JELCode xmlns:cb = "http://www.centralbanks.org/rss-cb/1.1/">L26</cb:JELCode>
			<cb:JELCode xmlns:cb = "http://www.centralbanks.org/rss-cb/1.1/">J00</cb:JELCode>
		</cb:paper>
		<dc:creator>NYFed</dc:creator>
		<dc:publisher>Federal Reserve Bank of New York</dc:publisher>

	</item>

	<item rdf:about="http://www.newyorkfed.org/research/staff_reports/sr702.html">
		<title><![CDATA[The Sensitivity of Housing Demand to Financing Conditions: Evidence from a Survey]]></title>
		<link>http://www.newyorkfed.org/research/staff_reports/sr702.html</link>
		<description><![CDATA[Andreas Fuster and Basit Zafar.  The Sensitivity of Housing Demand to Financing Conditions: Evidence from a Survey.  <i>Federal Reserve Bank of New York Staff Reports</i> Staff Report Number 702, November 2014.]]></description>
		<dc:language>en</dc:language>
		<dc:date xmlns:dc = "http://purl.org/dc/elements/1.1/">2014-12-01T12:01:05-5:00</dc:date>
		<cb:paper xmlns:cb = "http://www.centralbanks.org/rss-cb/1.1/">
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			<cb:publicationDate xmlns:cb = "http://www.centralbanks.org/rss-cb/1.1/">November 2014</cb:publicationDate>
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			<cb:JELCode xmlns:cb = "http://www.centralbanks.org/rss-cb/1.1/">G21</cb:JELCode>
			<cb:JELCode xmlns:cb = "http://www.centralbanks.org/rss-cb/1.1/">R21</cb:JELCode>
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		<dc:creator>NYFed</dc:creator>
		<dc:publisher>Federal Reserve Bank of New York</dc:publisher>

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