Center for Microeconomic Data

June Survey: The application rate for any kind of credit over the past twelve months slipped to 41.2 percent. The overall rejection rate for credit applicants rose to 21.4 percent, while the rejection rate for mortgages decreased.
July 15, 2024
June Survey: Inflation expectations declined at the short- and longer-term horizons to 3.0 percent and 2.8 percent, respectively, and increased slightly to 2.9 percent at the medium term. Median home price growth expectations decreased to 3.0 percent.
July 8, 2024
Quarterly Report on Household Debt and Credit
Total household debt rose by $184 billion to reach $17.69 trillion, with mortgage balances increasing by $190 billion. Credit card debt fell, as is typical in the first quarter, but transitions into delinquency rose again for credit cards and auto loans.
May 14, 2024
April Survey: Consumers’ expectations for expanded federal assistance and social insurance programs improved, with the average perceived likelihood of an increase in welfare and unemployment benefits rising to 36 percent and 30.4 percent, respectively.
May 28, 2024
The Teller Window
Expectations shape behavior. That’s why the Survey of Consumer Expectations, now in its 10th year, is such an important tool for central bankers. This article looks at inflation expectations and how they shape people’s actions.
June 24, 2024
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