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Being Up Front about the FHA’s Up-Front Mortgage Insurance Premiums
A Close Look at the Decline of Homeownership
The Homeownership Gap Is Finally Closing
Performance Bonds for Bankers: Taking Aim at Misconduct
U.S. Real Wage Growth: Slowing Down With Age
U.S. Real Wage Growth: Fast Out of the Starting Blocks
Now on Your iPhone: The Economic Research Tracker
Risky Business: Government Mortgage Insurance Programs
Evaluating the Rescue of Fannie Mae and Freddie Mac
Mind the Gap: Assessing Labor Market Slack
U.S. Potential Economic Growth: Is It Improving with Age?
Euro Area Inflation Expectations–Anchors Away?
What Does Disagreement Tell Us about Uncertainty?
Just Released: The Inflation Outlook in the Euro Zone . . . Survey Says
A Mis-Leading Labor Market Indicator
Distressed Residential Real Estate: Dimensions, Impacts, and Remedies
Improving Access to Refinancing Opportunities for Underwater Mortgages
First Impressions Can Be Misleading: Revisions to House Price Changes
How Much Can Refinancing Reduce the Risk of Mortgage Defaults?
Just Released: Housing Checkup–Has the Market Finally Bottomed Out?
Just Released: The Euro-zone Growth Outlook–Calm Before the Storm?
The European Growth Outlook and Its Risks
The Changing Face of Foreclosures
Why Mortgage Refinancing Is Not a Zero-Sum Game
Flip This House: Investor Speculation and the Housing Bubble
Helping Unemployed Borrowers Meet Their Mortgage Payments
Are Rising Commodity Prices Unanchoring Inflation Expectations?
Joseph Tracy's CV The views expressed in the papers listed on this page are those of the author(s) and do not necessarily reflect the position of the Federal Reserve Bank of New York or the Federal Reserve System.