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Financial Education for All

The New York Fed develops publications that address issues and developments in economics and personal finance. These publications are appropriate for students as well as consumers.

Banking

E-Banking: Banking on the Internet Questions consumers should ask before signing up for online banking services.

See also: Publication Catalog: Consumer Banking ››

Federal Reserve System

Fedpoints A series of brief discussions of the structure and functions of the Federal Reserve System and the economic concepts that relate to the Fed's work.

You and the Fed Explains the activities of the Federal Reserve and their impacts on U.S. households.

See also: Publication Catalog: Federal Reserve System ››

Foreign Exchange

All About…The Foreign Exchange Market in the United States Discusses in detail the operations, participants and instruments in the U.S. segment of the global foreign exchange market.

The Basics of Foreign Trade and Exchange Explains international trade theory, major trade issues and the performance of foreign exchange markets.

Home Ownership

Community Home Purchase Initiative: Identifying and Eliminating the Barriers to Home Buying Summarizes educational materials developed to guide consumers through the home buying process. 6 pages / 1.2 MB

Interest Rates

Interest Rates: An Introduction Interest rates receive a lot of attention in the media, but what are they, anyway? How are they determined? What do they do?

Loans and Credit

The Credit Process: A Guide for Small Business Owners Describes the sources and types of commercial loans, business plan design, and the loan-review process for small business financing.

Monetary and Fiscal Policy

Economic Indicators (By the Numbers) What's the GDP? How about the CPI? Learn all about the data the Fed uses to monitor the economy in order to formulate monetary policy.

Understanding Open Market Operations Introduces temporary and permanent open market operations and explains how they affect the federal funds rate.

Understanding the Federal Budget Provides an overview of basic economic concepts and governmental processes related to the budget and debt of the federal government. 20 pages / 520 kb

U.S. Monetary Policy and Financial Markets Supplements monetary economics textbooks and provides a detailed look at Federal Reserve policy procedures.