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1996 Community Reinvestment
Act Exams |
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| Bank evaluations are based on lending, investment and service tests;
for most banks, the lending test is weighted most heavily in determining
the overall rating. |
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| Return to archive ›› |
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Bank |
Exam Date |
Public Date* |
Rating |
Report |
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Manufacturers and Traders
Trust Company One M&T Plaza
Buffalo, NY 14240 |
Sep 9, 1996 |
Mar 5, 1998 |
Outstanding |
100 pages / 397 kb |
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Marine Midland Bank
One Marine Midland Center
Buffalo, NY 14203 |
Nov 4, 1996 |
Jun 24, 1997 |
Satisfactory |
80 pages / 352 kb |
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Bank of Bermuda (New York) Ltd.
350 Park Avenue
New York, NY 10022 |
Dec 9, 1996 |
Jun 23, 1997 |
Outstanding |
8 pages / 26 kb |
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Fleet Bank
One Peter D. Kiernan Plaza
Albany, N.Y. 12207 |
Apr 15, 1996 |
May 1, 1997 |
Outstanding |
89 pages / 265 kb |
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Orange County Trust Company
75 North Street
Middletown, N.Y. 10940 |
Dec 2, 1996 |
May 1, 1997 |
Outstanding |
10 pages / 34 kb |
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The Adirondack Trust Company
473 Broadway
Saratoga Springs, N.Y. 12866 |
Oct 21, 1996 |
Mar 27, 1997 |
Outstanding |
21 pages / 83 kb |
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Community Bank of Bergen County
125 West Pleasant Avenue
Maywood, NJ 07607 |
Oct 15, 1996 |
Feb 25, 1997 |
Satisfactory |
11 pages / 48 kb |
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IBJ Schroder Bank and Trust Company
One State Street
New York, NY 10004 |
Sep 16, 1996 |
Feb 20, 1997 |
Oustanding |
11 pages / 41 kb |
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Summit Bank
301 Carnegie Center
Princeton, NJ 08543-2066 |
Jun 17, 1996 |
Jan 20, 1997 |
Satisfactory |
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Morgan Guaranty Trust Company
60 Wall Street
New York, NY 10260 |
Jun 24, 2996 |
Jan 2, 1997 |
Satisfactory |
15 pages / 44 kb |
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Bank of Smithtown
One East Main Street
Smithtown, NY 11787 |
Aug 5, 1996 |
Dec 26, 1996 |
Satisfactory |
10 pages / 40 kb |
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Bankers Trust Company
130 Liberty Street
New York, NY 10006 |
May 28, 1996 |
Dec 12, 1996 |
Outstanding |
14 pages / 59 kb |
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Peapack-Gladstone Bank
158 Route 206 North
Gladstone, NJ 07934 |
Jul 8, 1996 |
Nov 29, 1996 |
Satisfactory |
20 pages / 89 kb |
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Gotham Bank of New York
1412 Broadway
New York, New York 10018 |
Jul 29, 1996 |
Nov 26, 1996 |
Satisfactory |
7 pages / 37 kb |
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The Merchants Bank of NY
275 Madison Avenue
New York, New York 10016 |
Jun 4, 1996 |
Nov 25, 1996 |
Satisfactory |
20 pages / 73 kb |
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European American Bank
One EAB Plaza
Uniondale, New York 11555 |
Apr 15, 1996 |
Oct 16, 1996 |
Satisfactory |
32 pages / 126 kb |
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Alden State Bank
13216 Broadway
Alden, New York 14004 |
May 28, 1996 |
Oct 3, 1996 |
Outstanding |
16 pages / 70 kb |
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United States Trust Company of New York
114 West 47th Street
New York, New York 10036 |
May 20, 1996 |
Oct 2, 1996 |
Outstanding |
10 pages / 30 kb |
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The Bank of New York (New Jersey)
385 Rifle Camp Road West
Paterson, NJ 07424 |
Jan 16, 1996 |
Sep 17, 1996 |
Satisfactory |
50 pages / 195 kb |
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Arab American Bank
40 East 52nd Street
New York, New York 10022 |
May 6, 1996 |
Sep 11, 1996 |
Outstanding |
7 pages / 25 kb |
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The Bank of New York (New York)
One Wall Street
New York, New York 10015 |
Jan 16, 1996 |
Aug 15, 1996 |
Satisfactory |
56pages / 217 kb |
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First State Bank
3 Main Street
Canisteo, NY 14823 |
Apr 1, 1996 |
Aug 5, 1996 |
Satisfactory |
9 pages / 37 kb |
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Tioga State Bank
1 North Main Street
Spencer, NY 14883 |
Mar 11, 1996 |
Aug 5, 1996 |
Satisfactory |
16 pages / 61 kb |
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Bank of Avoca
18 North Main Street
Avoca, NY 14809 |
Feb 5, 1996 |
Jun 13, 1996 |
Outstanding |
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Bank of Cattaraugus
24 Main Street
Cattaraugus, NY 14719 |
Feb 5, 1996 |
Jun 13, 1996 |
Outstanding |
7 pages / 27 kb |
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| *A copy of the public section
of the most recent CRA performance evaluation must be placed in
a bank's public file within 30 business days after its receipt
from the Board of Governors of the Federal Reserve System. |
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