2009 Community Reinvestment Act Exams
Bank evaluations are based on lending, investment and service tests; for most banks, the lending test is weighted most heavily in determining the overall rating.
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Bank
Exam Date
Public Date*
Rating
Report
 
Adirondack Bank
August 24, 2009
July 6, 2010
Satisfactory
PDF
27 pages / 979 kb
 
Adirondack Trust Company
May 18, 2009
November 19, 2009
Outstanding
PDF
19 pages / 637 kb
 
Amboy Bank
January 26, 2009
September 23, 2010
Needs to Improve
PDF
20 pages / 1.1 mb
 
Banco Popular North America
March 9, 2009
June 10, 2010
Satisfactory
PDF
109 pages / 2.9 mb
 
Bank of New York Mellon
June 15, 2009
May 26, 2010
Satisfactory
PDF
15 pages / 922 kb
 
Five Star Bank
May 18, 2009
March 1, 2010
Outstanding
PDF
42 pages / 1.32 mb
 
Solvay Bank
November 30, 2009
October 4, 2010
Satisfactory
PDF
17 pages / 7.81 mb
*A copy of the public section of the most recent CRA performance evaluation must be placed in a bank's public file within 30 business days after its receipt from the Board of Governors of the Federal Reserve System.