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Fall 2013 Small Business Credit Survey

The New York Fed’s Small Business Credit Survey collects information from small businesses in New York, New Jersey, Connecticut and Pennsylvania—about their performance, financing decisions and credit experiences.

The Small Business Credit Survey (SBCS) is a semi-annual establishment survey conducted by the Federal Reserve Bank of New York, reporting information about business performance, financing needs and choices, and borrowing experiences. The fall 2013 survey also asked small businesses about the immediate and longer-term impact of Superstorm Sandy. The SBCS captures the perspectives of businesses with fewer than 500 employees in New York, New Jersey, Connecticut, and Pennsylvania. The SBCS is distributed through civic and non-profit partners, primarily Chambers of Commerce, industry associations, and development corporations/authorities.

In total, there were 1548 responses to the survey fielded from October 10, 2013 to December 31, 2013. The number of responses to each individual question varied based on relevance. Results are weighted to reflect the full population of small businesses in the four states of coverage, along the dimensions of industry, age, employee size, and geography.

Methodology 

The Federal Reserve Bank of New York's Office of Regional and Community Outreach asks small businesses about their business performance, financing choices, and borrowing experiences. The survey was conducted online and distributed through a network of local government and nonprofit partners.

Survey Questions 

Adirondack North Country Association Manufacturers Association of Central New York
Albany Colonie Regional Chamber of Commerce Minority Women Owned Business Enterprise Directories: New York City, New York State
Better Business Bureau of Metropolitan New York Minority Women Owned Business Enterprise Directories: New York City, New York State
Brooklyn Chamber of Commerce Mohawk Valley EDGE
Brooklyn Chamber of Commerce New Jersey Business and Industry Association
Business Council of Westchester New York City Council
Connecticut Economic Resource Center, Inc New York City Department of Small Business Services
New York City Department of Consumer Affairs, Office of Financial Empowerment New York City Department of Small Business Services
Development Authority of the North Country New York City Department of Small Business Services
Empire State Development Corporation Newark Regional Business Partnership
Office of Economic Development, City of Stamford North Country Chamber of Commerce
Essex County Economic Development Corporation Queens Chamber of Commerce
Federal Reserve Bank of Philadelphia Rising Tide Capital
Finger Lakes Economic Development Center and Yates County Industrial Development Agency Small Business Administration, Buffalo Office
Genesee County Chamber of Commerce Small Business Development Center, Jefferson Community College
Greater Newark Enterprises Corporation Somerset County Business Partnership
Hudson County Economic Development Corporation South Bronx Overall Economic Development Corporation
Jefferson County Industrial Development Agency Stamford Chamber of Commerce
Long Island Association Women Presidents Educational Organization