Survey of Consumer Expectations

Survey of Consumer Expectations — December 2015 January 11, 2016

Median expected growth in household income, earnings and especially household spending all declined in December 2015. Labor market expectations are mixed compared to last month: Perceived layoff risk declined, but the perceived likelihood of finding a new job (if one were to lose their job today) also declined, although it remained at the high end of the range recorded since the inception of the survey. Median expected inflation remained flat at the one-year ahead horizon, tying last month’s series low, whereas it increased slightly at the three-year horizon.

Consumers Expect Lower Household Income, Earnings and Spending Growth
January 11, 2016

Household Debt and Credit

New York Fed Report Finds Advances in Auto Loans, Mortgage Originations
November 19, 2015

Survey of Consumer Expectations

SCE Credit Access — October 2015 November 18, 2015

SCE Credit Access Survey shows mostly stable credit market experiences compared to the June 2015 results. Expectations remained stable in general, though the reported likelihood of applying for all types of credit over the next year decreased slightly.

Consumers’ credit market experiences and expectations mostly stable
November 18, 2015

Survey of Consumer Expectations

Housing Survey — 2015May 28, 2015

The 2015 SCE Housing Survey indicates that attitudes toward housing as a financial investment remain decidedly positive. U.S. households on average expect home price growth to continue at a 4.4 percent pace over the next year, comparable to the average year-ahead expectation reported in last year’s survey. Survey respondents expect mortgage rates to increase in coming years, but at a moderate pace. Among homeowners, the expressed likelihood of investing in improvements to the home has declined somewhat relative to last year. Most renters report that they would rather own than rent if they had the necessary financial resources; as in last year’s survey, a majority of them believe that it would be difficult to obtain a mortgage, although responses suggest a slight easing in perceived credit access. (This report is in pdf format.)

SCE Housing Survey 2015PDF | Chart PacketPDF

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