Community Reinvestment Act Exams
The New York Fed conducts CRA exams of Second District member banks. The written evaluations and the banks' CRA ratings are made public. Read recent CRA public evaluations and find out which banks are scheduled for an upcoming CRA exam here.

Background
Community Reinvestment: Does Your Bank Measure Up?
Your Bank's Overall CRA Rating
Second District Member Banks
Interagency Questions and Answers


Bank Evaluation
Evaluations are based on lending, investment and service tests; for most banks, the lending test is weighted most heavily in determining the overall rating.

 
Bank
Exam Date
Public Date*
Rating
Report
 
Empire State Bank
March 18, 2024
September 8, 2024
Satisfactory
PDF
 
PCSB Bank
January 22, 2024
August 19, 2024
Satisfactory
PDF
 
Fieldpoint Private Bank & Trust
January 16, 2024
August 18, 2024
Needs to Improve
PDF
 
Bank of New York Mellon
January 8, 2024
May 2, 2024
Satisfactory
PDF

*A copy of the public section of the most recent CRA performance evaluation must be placed in a bank's public file within 30 business days after its receipt from the Board of Governors of the Federal Reserve System.

Bank Exams by Year »
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