Community Reinvestment Act - FEDERAL RESERVE BANK of NEW YORK

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Community Reinvestment Act

As part of our focus on Community Development Finance, we provide information and tools to help banks and communities meet their Community Reinvestment Act goals.

Review and comment on banks in the Second District.

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Get Started With CRA

The Community Reinvestment Act Decoded

In an FAQ, understand the act that holds banks accountable for improving the communities they do business in.

What Is the Community Reinvestment Act?

This video details what the CRA is, who regulates it and how banks, specifically large ones, are evaluated.

The Small Bank and Intermediate Small Bank CRA Examination

CRA Exams for Small and Intermediate Small Banks

This video details how small and intermediate small banks are evaluated under the CRA.

Community Groups

You can play a role in investing in your community through the Community Reinvestment Act. Explore the resources below, or in our full list, to find out how.

Understanding CRA and Its Effectiveness

Read about the CRA, including its origin, the exam process and how CRA credits work, to better understand how the effectiveness of programs is determined.

CRA Overview for Communities

This presentation provides an overview of the CRA, including the exam process for evaluating banks, as well as community development programs and services.

How CRA Can Lead to Healthy Communities

This framework helps you determine which types of investments will reduce your community's health inequalities and meet a financial institution's CRA obligations.

Compiling Data on Your Community

Use this how-to guide to gather accurate and compelling data on your community (banking, labor, housing and business) to shape your strategies.

Community Development Needs in Context

Learn how bankers and examiners assess a bank's local markets to evaluate CRA investments and how you can inform their understanding.

Financial Institutions

You can increase the impact of your Community Reinvestment Act goals. Learn how below, or explore the resources in our full list.

What Qualifies as a CRA Activity?

This quick reference chart outlines loans, investments and services that qualify as CRA community development activities.

Data Collection Grid for CRA Loans

This quick reference guide describes for-profit and non-profit loan categories to assist with CRA data collection.

Strategies for Developing Partnerships with CDFIs

Learn how community development financial institutions (CDFIs) and banks work together to serve low- and moderate-income communities.

Workforce Development Framework

This guide provides tools and information to help banks develop workforce strategies and work with community partners to meet CRA objectives.

Closing the Digital Divide for Community Development

Understand how broadband and digital access are essential for communities with this practical toolkit of resources, templates and examples.

Disclaimer

The content on this page is provided for informational purposes only. It does not represent the regulatory standards of the New York Fed or any other part of the Federal Reserve System for assessing compliance with CRA regulations, nor advice on how to fulfill the requirements of the CRA.