Community Reinvestment Act
CRA Modernization
CRA Final Rule
In October 2023, the Federal Reserve Board, the FDIC, and the OCC issued a final rule amending CRA regulations. The final rule reflects substantial feedback from stakeholders, including feedback on the Board’s Advance Notice of Proposed Rulemaking and the Notice of Proposed Rulemaking. Most of the final rule’s new requirements are applicable beginning January 1, 2026. The rest, including data reporting requirements, are applicable on January 1, 2027.
CRA Analytics Data Tables
The CRA analytics data tables contain data used to conduct analyses in support of proposals to revise the CRA regulations.

You can play a role in investing in your community through the Community Reinvestment Act.
You can increase the impact of your Community Reinvestment Act goals.
CRA Exam Schedule

View the schedule of upcoming CRA exams for financial institutions in the Second District and across the Federal Reserve System.


The content on this page is provided for informational purposes only. It does not represent the regulatory standards of the New York Fed or any other part of the Federal Reserve System for assessing compliance with CRA regulations, nor advice on how to fulfill the requirements of the CRA.

Regulatory Agencies

Jonathan Kivell
Director of Community Investments

Maria Carmelita Recto
Community Development Finance

Kellye Jackson
Executive Assistant

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