Center for Microeconomic Data

 
SCE CREDIT ACCESS SURVEY
February Survey: The credit application rate over the past twelve months declined from 44.6 percent in Oct. 2022 to 40.9 percent—its lowest reading since Oct. 2020. The decrease was broad-based across loan types, except for credit card limit increase requests, which increased slightly.
March 20, 2023
SURVEY OF CONSUMER EXPECTATIONS
February Survey: Median one-year-ahead inflation expectations declined sharply to 4.2 percent, remained at 2.7 percent at the three-year-ahead horizon, and increased slightly to 2.6 percent at the five-year-ahead horizon.
March 13, 2023
Quarterly Report on Household Debt and Credit
Total household debt increased by 2.4 percent to reach $16.90 trillion at the end of 2022. Balances now stand $2.75 trillion higher than before the pandemic recession. Credit card and mortgage balances rose to $986 billion and $11.92 trillion, respectively.
February 16, 2023
SCE PUBLIC POLICY SURVEY
December Survey: Our latest survey on the consumer outlook for public policy shows that year-ahead expectations for increases in mandatory paid parental leave, Social Security benefits, and income tax rates rose.
January 23, 2023

SCE Household Spending Survey
December Survey: The median reported year-over-year increase in monthly household spending declined to 7.7 percent in December, while the median year-ahead expected growth in monthly spending fell to 4.0 percent, its lowest reading since April 2021.
January 17, 2023
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