Center for Microeconomic Data

 
SCE PUBLIC POLICY SURVEY
Likelihood of Expansion in Paid Parental Leave Declines
August Survey: The average likelihood of an expansion in mandatory paid parental leave decreased to 20.3 percent in August, the lowest level of the series since August 2020. The decline was led by respondents with an annual household income below $60,000.
September 25, 2023
SCE Household Spending Survey
Households Report
Marginal Rise in
Spending Growth
August survey: The median reported year-over-year increase in monthly nominal household spending rose to 5.5 percent, while the median year-ahead expected growth in monthly spending remained unchanged at 3.4 percent—the lowest reading of the series since December 2020.
September 18, 2023
Quarterly Report on Household Debt and Credit
Household Debt Reaches $17.06 Trillion Led by Credit Card Debt
Total household debt rose to $17.06 trillion in the second quarter, led by credit card balances, which increased to a series high of $1.03 trillion. Other balances, which include retail credit cards and other consumer loans, and auto loans increased to $0.53 trillion and $1.58 trillion, respectively.
August 8, 2023
SURVEY OF CONSUMER EXPECTATIONS
Slight Rise in Short- and Longer-Term Inflation Expectations
August Survey: Median inflation expectations rose slightly to 3.6 percent and 3.0 percent at the one- and five-year-ahead horizons, respectively, and declined marginally to 2.8 percent at the three-year-ahead horizon. Households’ income growth perceptions declined to 2.9 percent.
September 11, 2023
SCE LABOR MARKET SURVEY
Average Full-Time Offer Wage Rises Sharply
in July
July Survey: The average full-time offer wage received in the past four months increased sharply to $69,475. The expected likelihood of moving to a new employer declined to 10.6 percent, while that of becoming unemployed increased to 3.9 percent, the highest reading since March 2020.
August 21, 2023  

CREDIT CARDS
Credit card availability and use—including originations, extensions, balances, and delinquencies
VIEW
Report: Quarterly Report on Household Debt and Credit
Interactive: Household Debt and Credit
Interactive: SCE Credit Access Survey

HOUSING MARKET
Consumer experiences, behaviors, and expectations in the housing market—including mortgage financing
VIEW
Report: The Evolution and Future of Homeownership
Interactive: SCE Housing Survey
Blog: The Great Pandemic Mortgage Refinance Boom

INFLATION EXPECTATIONS
Consumers’ expectations and forecast uncertainty for overall inflation and home price growth, and expected price changes for key commodities
VIEW
Blog: New SCE Charts Include a Measure of Longer-Term Inflation Expectations
Press Release: Households Less Optimistic about their Financial Situations

STUDENT DEBT
Borrowing and repayment trends in the student loan market
VIEW
Blog: Revisiting Federal Student Loan Forgiveness: An Update Based on the White House Plan
Blog: Three Key Facts from the Center for Microeconomic Data’s 2022 Student Loan Update
Report: 2022 Student Loan Update

SAVING AND SPENDING
Data and analysis focused on consumers’ overall financial health, including their ability to save, spend, and borrow
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Blog: Who Received Forbearance Relief?
Blog: An Update on How Households Are Using Stimulus Checks
Interactive: SCE Household Spending Survey

LABOR MARKET
Perceptions of labor market conditions, including the outlook for earnings growth and employment
VIEW
Blog: The Disproportionate Effects of COVID-19 on Households with Children
Blog: SCE Labor Market Survey Shows Average Reservation Wage Continues Upward Trend
Interactive: SCE Labor Market Survey

AUTO LOANS
Expectations and experiences with auto loans—including applications and rejections, balances, and delinquencies
VIEW
Blog: Car Prices Drive Up Borrowing
Interactive: SCE Credit Access Survey
Interactive: Household Debt and Credit

PUBLIC POLICY
Consumers’ outlook on public policy—likelihood of changes, impact of shifts
VIEW
Blog: Consumers Expect Modest Increase in Spending Growth and Continued Government Support
Interactive: SCE Public Policy Survey
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