Center for Microeconomic Data

 
HOUSING MARKET 
Reports and Data
Analysis
Liberty Street Economics
Policy Dialogue
Speeches, Presentations, Conferences, and more
Home Prices, Housing Wealth, and Home Equity Extraction
Andrew Haughwout, Donghoon Lee, Joelle W. Scally, and Wilbert van der Klaauw
NEW YORK FED, May 2018
Homeownership and Housing Wealth
Beverly Hirtle, Executive Vice President and Director of Research
New York Fed, May 2018
Remarks at the Economic Press Briefing on Homeownership and Housing Wealth
Beverly Hirtle, Executive Vice President and Director of Research
New York Fed, New York City, May 2018
Survey of Consumer Expectations: Housing Survey 2017
Andreas Fuster, Basit Zafar, and Nima Dahir
NEW YORK CITY, May 2017
Household Borrowing, Student Debt Trends, and Homeownership
William C. Dudley, President and Chief Executive Officer
New York Fed, New York City, April 2017
Opening Remarks at the Economic Press Briefing on Household Borrowing, Student Debt Trends and Homeownership
William C. Dudley, President and Chief Executive Officer
New York Fed, New York City, April 2017
Presentation: Press Briefing on Household Debt with a Focus on Student Debt
Rajashri Chakrabarti, Andrew Haughwout, Donghoon Lee, Joelle W. Scally, and Wilbert van der Klaauw
NEW YORK FED, April 2017
Evolving Consumer Behavior
William C. Dudley, President and Chief Executive Officer
New York Fed, New York City, January 2017
Survey of Consumer Expectations: Housing Survey 2016
Andreas Fuster, Basit Zafar, and Kevin Morris
NEW YORK CITY, June 2016
Economic Opportunity and Income Mobility
William C. Dudley, President and Chief Executive Officer
New York Fed, New York City, April 2016
Remarks at the New York Fed’s Economic Press Briefing on the Household Debt and Credit Report
William C. Dudley, President and Chief Executive Officer
New York Fed, New York City, February 2016
Archive
2017
2016
2015
More
Just Released: Household Debt Balances Increase as Deleveraging Period Concludes
November 2014
Why Aren’t More Renters Becoming Homeowners?
September 2014
Introducing the SCE Housing Survey
September 2014
Survey of Consumer Expectations: Housing Survey 2014
ANDREAS FUSTER, BASIT ZAFAR, AND WILBERT VAN DER KLAAUW WITH MATTHEW COCCI
NEW YORK CITY, September 2014
Just Released: Young Student Loan Borrowers Remained on the Sidelines of the Housing Market in 2013
May 2014
Just Released: Who’s Borrowing Now? The Young and the Riskless!
February 2014
Just Released: Deleveraging Decelerates and Household Balances Increase
November 2013
Distressed Residential Real Estate: Dimensions, Impacts, and Remedies
July 2013
Improving Access to Refinancing Opportunities for Underwater Mortgages
July 2013
Young Student Loan Borrowers Retreat from Housing and Auto Markets
April 2013
Just Released: Press Briefing on Household Debt and Credit
February 2013
Underwater and Drowning? Some Facts about Mortgages that Could Be Targeted by Eminent Domain
February 2013
Opening Remarks at the Distressed Residential Real Estate: Dimensions, Impacts, and Remedies Conference
William C. Dudley, President and Chief Executive Officer
New York Fed, New York City, October 2012
How Much Can Refinancing Reduce the Risk of Mortgage Defaults?
September 2012
Just Released: Housing Checkup–Has the Market Finally Bottomed Out?
July 2012
A Boost in Your Paycheck: How Are U.S. Workers Using the Payroll Tax Cut?
May 2012
Why Mortgage Refinancing Is Not a Zero-Sum Game
January 2012
Housing and the Economic Recovery
William C. Dudley, President and Chief Executive Officer
New York Fed, New York City, January 2012
Flip This House: Investor Speculation and the Housing Bubble
December 2011
Helping Unemployed Borrowers Meet Their Mortgage Payments
September 2011
Just Released: Household Debt and Credit Developments in the Nation and the Region in 2011:Q1
May 2011
Have Consumers Been Deleveraging?
March 2011
Regional Economy and Housing Update
William C. Dudley, President and Chief Executive Officer
New York Fed, New York City, October 2010
Publications
BY CMD RESEARCHERS
Echoes of Rising Tuition in Students’ Borrowing, Educational Attainment, and Homeownership in Post-Recession America
Zachary Bleemer, Meta Brown, Donghoon Lee, Katherine Strair, and Wilbert van der Klaauw
Federal Reserve Bank of New York Staff Reports, July 2017
Disaster (Over-)Insurance: The Long-Term Financial and Socioeconomic Consequences of Hurricane Katrina
Zachary Bleemer and Wilbert van der Klaauw
Federal Reserve Bank of New York Staff Reports, February 2017
Tracking and Stress-Testing U.S. Household Leverage
Andreas Fuster, Benedict Guttman-Kenney, and Andrew Haughwout, FEDERAL RESERVE BANK OF NEW YORK STAFF REPORTS
November 2016
Home Price Expectations and Behavior: Evidence from a Randomized Information Experiment
LUIS ARMONA, ANDREAS FUSTER, AND BASIT ZAFAR
FEDERAL RESERVE BANK OF NEW YORK STAFF REPORTS, October 2016
Archive
2016
To Buy or Not to Buy: Consumer Constraints in the Housing Market
Andreas Fuster and Basit Zafar
AMERICAN ECONOMIC REVIEW PAPERS AND PROCEEDINGS, May 2016
2015
Determinants of Mortgage Default and Consumer Credit Use: The Effects of Foreclosure Laws and Foreclosure Delays
SEWIN CHAN, ANDREW HAUGHWOUT, ANDREW HAYASHI, AND WILBERT VAN DER KLAAUW
FEDERAL RESERVE BANK OF NEW YORK STAFF REPORTS, June 2015
More
Securitization and the Fixed-Rate Mortgage
Andreas Fuster and James Vickery
REVIEW OF FINANCIAL STUDIES, November 2014
The Sensitivity of Housing Demand to Financing Conditions: Evidence from a Survey
Andreas Fuster and Basit Zafar
FEDERAL RESERVE BANK OF NEW YORK STAFF REPORTS, November 2014
Debt, Jobs, or Housing: What's Keeping Millennials at Home?
ZACHARY BLEEMER, META BROWN, DONGHOON LEE, AND WILBERT VAN DER KLAAUW
FEDERAL RESERVE BANK OF NEW YORK STAFF REPORTS, November 2014, Revised July 2015
The Rising Gap between Primary and Secondary Mortgage Rates
ANDREAS FUSTER, LAURIE GOODMAN, DAVID LUCCA, LAUREL MADAR, LINSEY MOLLOY, AND PAUL WILLEN
FEDERAL RESERVE BANK OF NEW YORK ECONOMIC POLICY REVIEW, December 2013
The Impact of Housing Markets on Consumer Debt: Credit Report Evidence from 1999 to 2012
META BROWN, SARAH STEIN, AND BASIT ZAFAR
FEDERAL RESERVE BANK OF NEW YORK STAFF REPORTS, September 2013
Negative Equity and Housing Investment
ANDREW HAUGHWOUT, SARAH SUTHERLAND, AND JOSEPH TRACY
FEDERAL RESERVE BANK OF NEW YORK STAFF REPORTS, September 2013
The Financial Crisis at the Kitchen Table: Trends in Household Debt and Credit
Meta Brown, Andrew Haughwout, Donghoon Lee, and Wilbert van der Klaauw
FEDERAL RESERVE BANK OF NEW YORK CURRENT ISSUES IN ECONOMICS AND FINANCE, April 2013
Payment Size, Negative Equity, and Mortgage Default
Andreas Fuster and Paul Willen
FEDERAL RESERVE BANK OF NEW YORK STAFF REPORTS, November 2012
Payment Changes and Default Risk: The Impact of Refinancing on Expected Credit Losses
Joseph Tracy and Joshua Wright
FEDERAL RESERVE BANK OF NEW YORK STAFF REPORTS, June 2012
The Supply Side of the Housing Boom and Bust of the 2000s
ANDREW HAUGHWOUT, RICHARD W. PEACH, JOHN SPORN, AND JOSEPH TRACY
FEDERAL RESERVE BANK OF NEW YORK STAFF REPORTS, March 2012
Do We Know What We Owe? A Comparison of Borrower- and Lender-Reported Consumer Debt
Meta Brown, Andrew Haughwout, Donghoon Lee, and Wilbert van der Klaauw
FEDERAL RESERVE BANK OF NEW YORK STAFF REPORTS, October 2011
Real Estate Investors, the Leverage Cycle, and the Housing Market Crisis
ANDREW F. HAUGHWOUT, DONGHOON LEE, JOSEPH TRACY, AND WILBERT VAN DER KLAAUW
FEDERAL RESERVE BANK OF NEW YORK, September 2011
Second Chances: Subprime Mortgage Modification and Re-Default
ANDREW HAUGHWOUT, EBIERE OKAH, AND JOSEPH TRACY
FEDERAL RESERVE BANK OF NEW YORK STAFF REPORTS, August 2010
The Homeownership Gap
ANDREW HAUGHWOUT, RICHARD PEACH, AND JOSEPH TRACY
FEDERAL RESERVE BANK OF NEW YORK CURRENT ISSUES IN ECONOMICS AND FINANCE, May 2010