Center for Microeconomic Data

 
CREDIT CARDS AND AUTO LOANS 
Reports and Data
Analysis
Liberty Street Economics
Auto Loans in High Gear
February 2019
Policy Dialogue
Speeches, Presentations, Conferences, and more
Presentation: Press Briefing on Household Debt with a Focus on Student Debt
Rajashri Chakrabarti, Andrew Haughwout, Donghoon Lee, Joelle W. Scally, and Wilbert van der Klaauw
NEW YORK FED, April 2017
Economic Press Briefing: The Survey of Consumer Expectations
Wilbert van der Klaauw, Giorgio Topa, Olivier Armantier, and Basit Zafar
NEW YORK CITY, November 2016
Opening Remarks at the Economic Press Briefing on the Survey of Consumer Expectations
William C. Dudley, President and Chief Executive Officer
New York Fed, New York City, November 2016
Archive
2017
2016
More
Just Released: New and Improved Charts and Data on Auto Loans
November 2015
Trends in Debt Concentration in the United States by Income
November 2015
Credit Growth and Economic Activity after the Great Recession
James McAndrews, Executive Vice President and Director of Research
New York Fed, New York City, April 2015
Just Released: SCE Credit Access Survey Shows Higher Likelihood of Consumers Applying for Credit
March 2015
Introducing the SCE Credit Access Survey
November 2014
Just Released: Looking under the Hood of the Subprime Auto Lending Market
August 2014
Rising Household Debt: Increasing Demand or Increasing Supply?
May 2014
Just Released: Young Student Loan Borrowers Remained on the Sidelines of the Housing Market in 2013
May 2014
Rising Household Borrowing
New York Fed, New York City, March 2014
Just Released: Who’s Borrowing Now? The Young and the Riskless!
February 2014
Introducing the FRBNY Survey of Consumer Expectations: Household Finance Expectations
December 2013
Just Released: Deleveraging Decelerates and Household Balances Increase
November 2013
Unmet Credit Demand of American Households
November 2013
Just Released: Who Is Driving the Auto Lending Recovery?
August 2013
Auto Loan Balances Increase for Ninth Straight Quarter, New York Fed Report Shows
FEDERAL RESERVE BANK OF NEW YORK, August 2013
Young Student Loan Borrowers Retreat from Housing and Auto Markets
April 2013
Just Released: Press Briefing on Household Debt and Credit
February 2013
How Severe Was the Credit Cycle in the New York-Northern New Jersey Region?
January 2013
Just Released: Has Household Deleveraging Continued?
August 2012
Grading Student Loans
March 2012
Have Consumers Been Deleveraging?
March 2011
Publications
BY CMD RESEARCHERS
Import Competition and Household Debt
Jean-Noël Barrot, Erik Loualiche, Matthew C. Plosser, and Julien Sauvagnat
Federal Reserve Bank of New York Staff Reports, August 2017
Access to Credit and Financial Health: Evaluating the Impact of Debt Collection
Julia Fonseca, Katherine Strair, and Basit Zafar
Federal Reserve Bank of New York Staff Reports, May 2017
Do We Know What We Owe? Consumer Debt as Reported by Borrowers and Lenders
Meta Brown, Andrew Haughwout, Donghoon Lee, and Wilbert van der Klaauw
FEDERAL RESERVE BANK OF NEW YORK ECONOMIC POLICY REVIEW, October 2015
Financial Education and the Debt Behavior of the Young
META BROWN, JOHN GRIGSBY, WILBERT VAN DER KLAAUW, JAYA WEN, AND BASIT ZAFAR
FEDERAL RESERVE BANK OF NEW YORK STAFF REPORTS, September 2015
Archive
More
Insolvency after the 2005 Bankruptcy Reform
STEFANIA ALBANESI AND JAROMIR B. NOSAL
FEDERAL RESERVE BANK OF NEW YORK STAFF REPORTS, April 2015
Measuring Student Debt and Its Performance
Donghoon Lee, Wilbert van der Klaauw, Andrew Haughwout, Meta Brown, and Joelle W. Scally
FEDERAL RESERVE BANK OF NEW YORK STAFF REPORTS, April 2014
The Financial Crisis at the Kitchen Table: Trends in Household Debt and Credit
Meta Brown, Andrew Haughwout, Donghoon Lee, and Wilbert van der Klaauw
FEDERAL RESERVE BANK OF NEW YORK CURRENT ISSUES IN ECONOMICS AND FINANCE, April 2013
Payment Changes and Default Risk: The Impact of Refinancing on Expected Credit Losses
Joseph Tracy and Joshua Wright
FEDERAL RESERVE BANK OF NEW YORK STAFF REPORTS, June 2012
Do We Know What We Owe? A Comparison of Borrower- and Lender-Reported Consumer Debt
Meta Brown, Andrew Haughwout, Donghoon Lee, and Wilbert van der Klaauw
FEDERAL RESERVE BANK OF NEW YORK STAFF REPORTS, October 2011
Household Debt and Saving during the 2007 Recession
RAJASHRI CHAKRABARTI, DONGHOON LEE, WILBERT VAN DER KLAAUW, AND BASIT ZAFAR
FEDERAL RESERVE BANK OF NEW YORK STAFF REPORTS, January 2011
An Introduction to the FRBNY Consumer Credit Panel
Donghoon Lee and Wilbert van der Klaauw
FEDERAL RESERVE BANK OF NEW YORK STAFF REPORTS, November 2010