FEDERAL RESERVE BANK of NEW YORK

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& Education

WEDNESDAY, NOVEMBER 10, 1999

NEW YORK--The Federal Reserve Bank of New York Wednesday approved the application by Tompkins Trustco, Inc., Ithaca, NY, to acquire Letchworth Independent Bancshares Corporation, Castile, NY, and thereby indirectly acquire its bank subsidiaries, The Bank of Castile, Castile, NY, and The Mahopac National Bank, Mahopac, NY.

According to standard procedure, the proposal cannot be completed for 15 days.

The Reserve Bank acted under authority delegated by the Board of Governors of the Federal Reserve System.

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