Wilbert van der Klaauw

Wilbert  van der Klaauw

Economic Research Advisor on Household and Public Policy Research
Federal Reserve Bank of New York
33 Liberty Street
New York, NY 10045

wilbert.vanderklaauw@ny.frb.org

   

Mortgage Lock‑In Spurs Recent HELOC Demand
With Andrew F. Haughwout, Donghoon Lee, Daniel Mangrum, and Joelle W. Scally
Federal Reserve Bank of New York Liberty Street Economics, August 06, 2024

Delinquency Is Increasingly in the Cards for Maxed-Out Borrowers
With Andrew F. Haughwout, Donghoon Lee, Daniel Mangrum, Joelle W. Scally, and Crystal Wang
Federal Reserve Bank of New York Liberty Street Economics, May 14, 2024

The Post-Pandemic Shift in Retirement Expectations in the U.S.
With Felix Aidala and Gizem Kosar
Federal Reserve Bank of New York Liberty Street Economics, May 09, 2024

How Are They Now? A Checkup on Homeowners Who Experienced Foreclosure
With Andrew F. Haughwout, Donghoon Lee, Daniel Mangrum, Belicia Rodriguez, and Joelle W. Scally
Federal Reserve Bank of New York Liberty Street Economics, May 08, 2024

Mortgage Rate Lock-In and Homeowners’ Moving Plans
With Felix Aidala, Andrew F. Haughwout, Ben Hyman, and Jason Somerville
Federal Reserve Bank of New York Liberty Street Economics, May 06, 2024

The New York Fed Consumer Credit Panel: A Foundational CMD Data Set
With Andrew F. Haughwout, Donghoon Lee, Daniel Mangrum, and Joelle W. Scally
Federal Reserve Bank of New York Liberty Street Economics, April 17, 2024

The Survey of Consumer Expectations: A Look Back at the Past Decade
With Olivier Armantier, Gizem Kosar, and Giorgio Topa
Federal Reserve Bank of New York Liberty Street Economics, April 16, 2024

Learning by Bouncing: Overdraft Experience and Salience
With Donald P. Morgan
Federal Reserve Bank of New York Liberty Street Economics, April 01, 2024

How and Why Do Consumers Use “Buy Now, Pay Later”?
With Felix Aidala and Daniel Mangrum
Federal Reserve Bank of New York Liberty Street Economics, February 14, 2024

Auto Loan Delinquency Revs Up as Car Prices Stress Budgets
With Andrew F. Haughwout, Donghoon Lee, Daniel Mangrum, Joelle W. Scally, and Crystal Wang
Federal Reserve Bank of New York Liberty Street Economics, February 06, 2024

Credit Card Delinquencies Continue to Rise–Who Is Missing Payments?
With Andrew F. Haughwout, Donghoon Lee, Daniel Mangrum, and Joelle W. Scally
Federal Reserve Bank of New York Liberty Street Economics, November 07, 2023

An Update on the Health of the U.S. Consumer
With Andrew F. Haughwout, Donghoon Lee, Daniel Mangrum, Jonathan McCarthy, Davide Melcangi, and Joelle W. Scally
Federal Reserve Bank of New York Liberty Street Economics, October 18, 2023

Borrower Expectations for the Return of Student Loan Repayment
With Rajashri Chakrabarti, Daniel Mangrum, and Sasha Thomas
Federal Reserve Bank of New York Liberty Street Economics, October 18, 2023

Who Is Offered and Uses Buy Now, Pay Later?
With Felix Aidala and Daniel Mangrum
Federal Reserve Bank of New York Liberty Street Economics, September 26, 2023

A Consumers’ Perspective on the Recent Movements in Inflation
With Felix Aidala, Olivier Armantier, Fatima-Ezzahra Boumahdi, Gizem Kosar, Devon Lall, and Jason Somerville
Federal Reserve Bank of New York Liberty Street Economics, August 17, 2023

Credit Card Markets Head Back to Normal after Pandemic Pause
With Andrew F. Haughwout, Donghoon Lee, Daniel Mangrum, and Joelle W. Scally
Federal Reserve Bank of New York Liberty Street Economics, August 08, 2023

How Do Firms Adjust Prices in a High Inflation Environment?
With Wändi Bruine de Bruin, Keshav Dogra, Sebastian Heise, Edward S. Knotek II, Brent H. Meyer, Robert W. Rich, Raphael S. Schoenle, and Giorgio Topa
Federal Reserve Bank of New York Liberty Street Economics, June 02, 2023

The Great Pandemic Mortgage Refinance Boom
With Andrew F. Haughwout, Donghoon Lee, Daniel Mangrum, and Joelle W. Scally
Federal Reserve Bank of New York Liberty Street Economics, May 15, 2023

Younger Borrowers Are Struggling with Credit Card and Auto Loan Payments
With Andrew F. Haughwout, Donghoon Lee, Daniel Mangrum, and Joelle W. Scally
Federal Reserve Bank of New York Liberty Street Economics, February 16, 2023

Balances Are on the Rise--So Who Is Taking on More Credit Card Debt?
With Andrew F. Haughwout, Donghoon Lee, Daniel Mangrum, and Joelle W. Scally
Federal Reserve Bank of New York Liberty Street Economics, November 15, 2022

New SCE Charts Include a Measure of Longer-Term Inflation Expectations
With Felix Aidala, Olivier Armantier, Fatima-Ezzahra Boumahdi, Gizem Kosar, Devon Lall, Jason Somerville, and Giorgio Topa
Federal Reserve Bank of New York Liberty Street Economics, October 11, 2022

Historically Low Delinquency Rates Coming to an End
With Andrew F. Haughwout, Donghoon Lee, Daniel Mangrum, and Joelle W. Scally
Federal Reserve Bank of New York Liberty Street Economics, August 02, 2022

What Do Consumers Think Will Happen to Inflation?
With Olivier Armantier, Fatima-Ezzahra Boumahdi, Gizem Kosar, Jason Somerville, Giorgio Topa, and John C. Williams
Federal Reserve Bank of New York Liberty Street Economics, May 26, 2022

Refinance Boom Winds Down
With Andrew F. Haughwout, Donghoon Lee, Daniel Mangrum, and Joelle W. Scally
Federal Reserve Bank of New York Liberty Street Economics, May 10, 2022

What Might Happen When Student Loan Forbearance Ends?
With Rajashri Chakrabarti and Jessica Lu
Federal Reserve Bank of New York Liberty Street Economics, April 21, 2022

What Are Consumers’ Inflation Expectations Telling Us Today?
With Olivier Armantier, Leo Goldman, Gizem Kosar, Giorgio Topa, and John C. Williams
Federal Reserve Bank of New York Liberty Street Economics, February 14, 2022

Car Prices Drive Up Borrowing
With Andrew F. Haughwout, Donghoon Lee, Daniel Mangrum, and Joelle W. Scally
Federal Reserve Bank of New York Liberty Street Economics, February 08, 2022

Credit Card Trends Begin to Normalize after Pandemic Paydown
With Andrew F. Haughwout, Donghoon Lee, Daniel Mangrum, and Joelle W. Scally
Federal Reserve Bank of New York Liberty Street Economics, November 09, 2021

Have Consumers’ Long-Run Inflation Expectations Become Un-Anchored?
With Olivier Armantier, Fatima-Ezzahra Boumahdi, Leo Goldman, Gizem Kosar, Jessica Lu, and Giorgio Topa
Federal Reserve Bank of New York Liberty Street Economics, September 24, 2021

Forbearance Participation Declines as Programs’ End Nears
With Andrew F. Haughwout, Donghoon Lee, and Joelle W. Scally
Federal Reserve Bank of New York Liberty Street Economics, August 03, 2021

Who Received Forbearance Relief?
With Rajashri Chakrabarti, Jessica Lu, and Joelle W. Scally
Federal Reserve Bank of New York Liberty Street Economics, August 02, 2021

Consumer Credit Demand, Supply, and Unmet Need during the Pandemic
With Jessica Lu
Federal Reserve Bank of New York Liberty Street Economics, May 20, 2021

Keeping Borrowers Current in a Pandemic
With Andrew F. Haughwout, Donghoon Lee, and Joelle W. Scally
Federal Reserve Bank of New York Liberty Street Economics, May 19, 2021

Small Business Owners Turn to Personal Credit
With Andrew F. Haughwout, Donghoon Lee, and Joelle W. Scally
Federal Reserve Bank of New York Liberty Street Economics, May 19, 2021

What’s Next for Forborne Borrowers?
With Andrew F. Haughwout, Donghoon Lee, and Joelle W. Scally
Federal Reserve Bank of New York Liberty Street Economics, May 19, 2021

What Happens during Mortgage Forbearance?
With Andrew F. Haughwout, Donghoon Lee, and Joelle W. Scally
Federal Reserve Bank of New York Liberty Street Economics, May 19, 2021

Credit Card Balance Declines Are Largest Among Older, Wealthier Borrowers
With Andrew F. Haughwout, Donghoon Lee, and Joelle W. Scally
Federal Reserve Bank of New York Liberty Street Economics, May 12, 2021

An Update on How Households Are Using Stimulus Checks
With Olivier Armantier, Leo Goldman, and Gizem Kosar
Federal Reserve Bank of New York Liberty Street Economics, April 07, 2021

Mortgage Rates Decline and (Prime) Households Take Advantage
With Andrew F. Haughwout, Donghoon Lee, and Joelle W. Scally
Federal Reserve Bank of New York Liberty Street Economics, February 17, 2021

Following Borrowers Through Forbearance
With Andrew F. Haughwout, Donghoon Lee, and Joelle W. Scally
Federal Reserve Bank of New York Liberty Street Economics, November 17, 2020

How Do Consumers Believe the Pandemic Will Affect the Economy and Their Households?
With Olivier Armantier, Leo Goldman, Gizem Kosar, Jessica Lu, and Rachel Pomerantz
Federal Reserve Bank of New York Liberty Street Economics, October 16, 2020

How Have Households Used Their Stimulus Payments and How Would They Spend the Next?
With Olivier Armantier, Leo Goldman, Gizem Kosar, Jessica Lu, and Rachel Pomerantz
Federal Reserve Bank of New York Liberty Street Economics, October 13, 2020

Consumers Expect Modest Increase in Spending Growth and Continued Government Support
With Gizem Kosar and Rachel Pomerantz
Federal Reserve Bank of New York Liberty Street Economics, September 28, 2020

Debt Relief and the CARES Act: Which Borrowers Face the Most Financial Strain?
With Rajashri Chakrabarti, Andrew F. Haughwout, Donghoon Lee, William Nober, and Joelle W. Scally
Federal Reserve Bank of New York Liberty Street Economics, August 19, 2020

Debt Relief and the CARES Act: Which Borrowers Benefit the Most?
With Rajashri Chakrabarti, Andrew F. Haughwout, Donghoon Lee, William Nober, and Joelle W. Scally
Federal Reserve Bank of New York Liberty Street Economics, August 18, 2020

The Disproportionate Effects of Covid-19 on Households with Children
With Olivier Armantier, Gizem Kosar, and Rachel Pomerantz
Federal Reserve Bank of New York Liberty Street Economics, August 13, 2020

A Monthly Peek into Americans’ Credit During the COVID-19 Pandemic
With Andrew F. Haughwout, Donghoon Lee, and Joelle W. Scally
Federal Reserve Bank of New York Liberty Street Economics, August 06, 2020

Inequality in U.S. Homeownership Rates by Race and Ethnicity
With Andrew F. Haughwout, Donghoon Lee, and Joelle W. Scally
Federal Reserve Bank of New York Liberty Street Economics, July 08, 2020

Measuring Racial Disparities in Higher Education and Student Debt Outcomes
With Rajashri Chakrabarti and William Nober
Federal Reserve Bank of New York Liberty Street Economics, July 08, 2020

Do College Tuition Subsidies Boost Spending and Reduce Debt? Impacts by Income and Race
With Rajashri Chakrabarti and William Nober
Federal Reserve Bank of New York Liberty Street Economics, July 08, 2020

Consumers Increasingly Expect Additional Government Support amid COVID-19 Pandemic
With Gizem Kosar and Kyle Smith
Federal Reserve Bank of New York Liberty Street Economics, May 26, 2020

Inflation Expectations in Times of COVID-19
With Olivier Armantier, Gizem Kosar, Rachel Pomerantz, Daphne Skandalis, Kyle Smith, and Giorgio Topa
Federal Reserve Bank of New York Liberty Street Economics, May 13, 2020

Amid the COVID-19 Outbreak, Consumers Temper Spending Outlook
With Gizem Kosar and Kyle Smith
Federal Reserve Bank of New York Liberty Street Economics, May 07, 2020

U.S. Consumer Debt Payments and Credit Buffers on the Eve of COVID-19
With Andrew F. Haughwout, Donghoon Lee, and Joelle W. Scally
Federal Reserve Bank of New York Liberty Street Economics, May 05, 2020

How Widespread Is the Impact of the COVID-19 Outbreak on Consumer Expectations?
With Olivier Armantier, Gizem Kosar, Rachel Pomerantz, Daphne Skandalis, Kyle Smith, and Giorgio Topa
Federal Reserve Bank of New York Liberty Street Economics, April 16, 2020

Charging into Adulthood: Credit Cards and Young Consumers
With Andrew F. Haughwout, Donghoon Lee, and Joelle W. Scally
Federal Reserve Bank of New York Liberty Street Economics, February 11, 2020

Racial Disparities in Student Loan Outcomes
With Andrew F. Haughwout, Donghoon Lee, and Joelle W. Scally
Federal Reserve Bank of New York Liberty Street Economics, November 13, 2019

Introducing the SCE Public Policy Survey
With Gizem Kosar and Kyle Smith
Federal Reserve Bank of New York Liberty Street Economics, October 17, 2019

Is Free College the Solution to Student Debt Woes?
With Rajashri Chakrabarti and William Nober
Federal Reserve Bank of New York Liberty Street Economics, October 10, 2019

Who Borrows for College—and Who Repays?
With Andrew F. Haughwout, Donghoon Lee, and Joelle W. Scally
Federal Reserve Bank of New York Liberty Street Economics, October 09, 2019

Mind the Gap in Delinquency Rates
With Andrew F. Haughwout, Donghoon Lee, and Joelle W. Scally
Federal Reserve Bank of New York Liberty Street Economics, August 13, 2019

Press Briefing on the Evolution and Future of Homeownership
With Olivier Armantier, Andrew F. Haughwout, Gizem Kosar, Donghoon Lee, and Joelle W. Scally
Federal Reserve Bank of New York Liberty Street Economics, May 22, 2019

Did Changes in Economic Expectations Foreshadow Swings in the 2018 Elections?
With Olivier Armantier, Michael Neubauer, and Daphne Skandalis
Federal Reserve Bank of New York Liberty Street Economics, May 15, 2019

Shifts in Credit Market Participation over Two Decades
With Andrew F. Haughwout, Donghoon Lee, and Joelle W. Scally
Federal Reserve Bank of New York Liberty Street Economics, May 14, 2019

Economic Expectations Grow Less Polarized since the 2016 Election
With Olivier Armantier, Michael Neubauer, and Daphne Skandalis
Federal Reserve Bank of New York Liberty Street Economics, May 13, 2019

Introducing the SCE Household Spending Survey
With Gizem Kosar and Kyle Smith
Federal Reserve Bank of New York Liberty Street Economics, February 19, 2019

Auto Loans in High Gear
With Andrew F. Haughwout, Donghoon Lee, and Joelle W. Scally
Federal Reserve Bank of New York Liberty Street Economics, February 12, 2019

A Closer Look at Recent Tightening in Consumer Credit
With Olivier Armantier, Joelle W. Scally, and Kyle Smith
Federal Reserve Bank of New York Liberty Street Economics, December 03, 2018

A Look at Borrowing, Repayment, and Bankruptcy Rates by Age
With Andrew F. Haughwout, Donghoon Lee, and Joelle W. Scally
Federal Reserve Bank of New York Liberty Street Economics, November 16, 2018

Just Released: Cleaning Up Collections
With Andrew F. Haughwout, Donghoon Lee, and Joelle W. Scally
Federal Reserve Bank of New York Liberty Street Economics, August 14, 2018

Mixed Impacts of the Federal Tax Reform on Consumer Expectations
With Gizem Kosar, Olivier Armantier, and John J Conlon
Federal Reserve Bank of New York Liberty Street Economics, May 23, 2018

Just Released: New York Fed Press Briefing Highlights Changes in Home Equity and How It’s Used
With Andrew F. Haughwout, Donghoon Lee, and Joelle W. Scally
Federal Reserve Bank of New York Liberty Street Economics, May 17, 2018

Just Released: Great Recession’s Impact Lingers in Hardest-Hit Regions
With Andrew F. Haughwout, Donghoon Lee, and Joelle W. Scally
Federal Reserve Bank of New York Liberty Street Economics, February 13, 2018

Just Released: Political Polarization in Consumer Expectations
With Olivier Armantier and John J Conlon
Federal Reserve Bank of New York Liberty Street Economics, December 15, 2017

Are Student Loan Defaults Cyclical? It Depends
With Rajashri Chakrabarti, Nicole Gorton, and Michelle Jiang
Federal Reserve Bank of New York Liberty Street Economics, November 22, 2017

Who Is More Likely to Default on Student Loans
With Rajashri Chakrabarti, Nicole Gorton, and Michelle Jiang
Federal Reserve Bank of New York Liberty Street Economics, November 20, 2017

Just Released: Auto Lending Keeps Pace as Delinquencies Mount in Auto Finance Sector
With Andrew F. Haughwout, Donghoon Lee, and Joelle W. Scally
Federal Reserve Bank of New York Liberty Street Economics, November 14, 2017

Just Released: More Credit Cards, Higher Limits, and . . . an Uptick in Delinquency
With Andrew F. Haughwout, Donghoon Lee, and Joelle W. Scally
Federal Reserve Bank of New York Liberty Street Economics, August 15, 2017

Valuing Workplace Benefits
With Gizem Kosar and Basit Zafar
Federal Reserve Bank of New York Liberty Street Economics, June 02, 2017

Household Borrowing in Historical Perspective
With Andrew F. Haughwout, Donghoon Lee, and Joelle W. Scally
Federal Reserve Bank of New York Liberty Street Economics, May 17, 2017

Diplomas to Doorsteps: Education, Student Debt, and Homeownership
With Rajashri Chakrabarti and Nicole Gorton
Federal Reserve Bank of New York Liberty Street Economics, April 03, 2017

At the N.Y. Fed: Press Briefing on Household Borrowing with Close-Up on Student Debt
With Rajashri Chakrabarti, Andrew F. Haughwout, and Donghoon Lee
Federal Reserve Bank of New York Liberty Street Economics, April 03, 2017

Just Released: Total Household Debt Nears 2008 Peak but Debt Picture Looks Much Different
With Andrew F. Haughwout, Donghoon Lee, and Joelle W. Scally
Federal Reserve Bank of New York Liberty Street Economics, February 16, 2017

Just Released: Subprime Auto Debt Grows Despite Rising Delinquencies
With Andrew F. Haughwout, Donghoon Lee, and Joelle W. Scally
Federal Reserve Bank of New York Liberty Street Economics, November 30, 2016

Just Released: Press Briefing on the Survey of Consumer Expectations
With Olivier Armantier, Giorgio Topa, and Basit Zafar
Federal Reserve Bank of New York Liberty Street Economics, November 18, 2016

How Do People Revise Their Inflation Expectations?
With Olivier Armantier, Giorgio Topa, and Basit Zafar
Federal Reserve Bank of New York Liberty Street Economics, August 22, 2016

Puerto Rico’s Evolving Household Debts
With Meta Brown, Andrew F. Haughwout, Donghoon Lee, Joelle W. Scally, and Magali Solimano
Federal Reserve Bank of New York Liberty Street Economics, August 12, 2016

Just Released: Recent Developments in Consumer Credit Card Borrowing
With Graham Campbell, Andrew F. Haughwout, Donghoon Lee, and Joelle W. Scally
Federal Reserve Bank of New York Liberty Street Economics, August 09, 2016

Which Households Have Negative Wealth?
With Olivier Armantier, Luis Armona, and Giacomo De Giorgi
Federal Reserve Bank of New York Liberty Street Economics, August 01, 2016

Just Released: Hints of Increased Hardship in America’s Oil-Producing Counties
With Andrew F. Haughwout, Donghoon Lee, and Joelle W. Scally
Federal Reserve Bank of New York Liberty Street Economics, May 24, 2016

Just Released: Five New Data Series on Consumer Expectations
With Olivier Armantier, Giorgio Topa, and Basit Zafar
Federal Reserve Bank of New York Liberty Street Economics, February 25, 2016

The Graying of American Debt
With Meta Brown, Donghoon Lee, Joelle W. Scally, and Katherine Strair
Federal Reserve Bank of New York Liberty Street Economics, February 24, 2016

Whither Mortgages?
With Andrew F. Haughwout, Donghoon Lee, and Joelle W. Scally
Federal Reserve Bank of New York Liberty Street Economics, February 22, 2016

Just Released: Household Debt Grew Slowly in 2015 as Mortgage Balances Stayed Flat
With Meta Brown, Donghoon Lee, Andrew F. Haughwout, and Joelle W. Scally
Federal Reserve Bank of New York Liberty Street Economics, February 12, 2016

Who is Driving the Recent Decline in Consumer Inflation Expectations?
With Olivier Armantier, Giorgio Topa, and Basit Zafar
Federal Reserve Bank of New York Liberty Street Economics, January 05, 2016

Just Released: New and Improved Charts and Data on Auto Loans
With Andrew F. Haughwout, Donghoon Lee, and Joelle W. Scally
Federal Reserve Bank of New York Liberty Street Economics, November 19, 2015

Just Released: Releveraging the Consumer Credit Panel with Two New Charts
With Andrew F. Haughwout, Donghoon Lee, and Joelle W. Scally
Federal Reserve Bank of New York Liberty Street Economics, August 13, 2015

The Survey of Consumer Expectations Turns Two!
With Giorgio Topa, Olivier Armantier, and Basit Zafar
Federal Reserve Bank of New York Liberty Street Economics, July 13, 2015

Just Released: Mortgage Borrowing among Most Creditworthy Abates
With Andrew F. Haughwout, Donghoon Lee, and Joelle W. Scally
Federal Reserve Bank of New York Liberty Street Economics, May 12, 2015

Just Released: Press Briefing on Student Loan Borrowing and Repayment Trends, 2015
With Andrew F. Haughwout, Donghoon Lee, and Joelle W. Scally
Federal Reserve Bank of New York Liberty Street Economics, April 16, 2015

Just Released: SCE Credit Access Survey Shows Higher Likelihood of Consumers Applying for Credit
With Luis Armona and Basit Zafar
Federal Reserve Bank of New York Liberty Street Economics, March 27, 2015

Payback Time? Measuring Progress on Student Debt Repayment
With Meta Brown, Andrew F. Haughwout, Donghoon Lee, and Joelle W. Scally
Federal Reserve Bank of New York Liberty Street Economics, February 20, 2015

Looking at Student Loan Defaults through a Larger Window
With Meta Brown, Andrew F. Haughwout, Donghoon Lee, and Joelle W. Scally
Federal Reserve Bank of New York Liberty Street Economics, February 19, 2015

The Student Loan Landscape
With Meta Brown, Andrew F. Haughwout, Donghoon Lee, and Joelle W. Scally
Federal Reserve Bank of New York Liberty Street Economics, February 18, 2015

Just Released: Student Loan Delinquency Rate Defies Overall Downward Trend in Household Debt and Credit Report for Fourth Quarter 2014
With Meta Brown, Andrew F. Haughwout, Donghoon Lee, and Joelle W. Scally
Federal Reserve Bank of New York Liberty Street Economics, February 17, 2015

Household Formation within the “Boomerang Generation”
With Zachary Bleemer, Meta Brown, and Donghoon Lee
Federal Reserve Bank of New York Liberty Street Economics, February 04, 2015

Just Released: Household Debt Balances Increase as Deleveraging Period Concludes
With Andrew F. Haughwout, Donghoon Lee, and Joelle W. Scally
Federal Reserve Bank of New York Liberty Street Economics, November 25, 2014

Introducing the SCE Credit Access Survey
With Basit Zafar
Federal Reserve Bank of New York Liberty Street Economics, November 20, 2014

Introducing the SCE Housing Survey
With Basit Zafar, Andreas Fuster, and Matthew Cocci
Federal Reserve Bank of New York Liberty Street Economics, September 08, 2014

Just Released: Looking under the Hood of the Subprime Auto Lending Market
With Andrew F. Haughwout, Donghoon Lee, and Joelle W. Scally
Federal Reserve Bank of New York Liberty Street Economics, August 14, 2014

What Americans (Don’t) Know about Student Loan Collections
With Basit Zafar, Zachary Bleemer, and Meta Brown
Federal Reserve Bank of New York Liberty Street Economics, June 05, 2014

Rising Household Debt: Increasing Demand or Increasing Supply?
With Basit Zafar and Max Livingston
Federal Reserve Bank of New York Liberty Street Economics, May 28, 2014

Just Released: Who’s Borrowing Now? The Young and the Riskless!
With Andrew F. Haughwout, Donghoon Lee, and David Yun
Federal Reserve Bank of New York Liberty Street Economics, February 18, 2014

Introducing the FRBNY Survey of Consumer Expectations: Household Finance Expectations
With Olivier Armantier, Giorgio Topa, and Basit Zafar
Federal Reserve Bank of New York Liberty Street Economics, December 06, 2013

Introducing the FRBNY Survey of Consumer Expectations: Labor Market Expectations
With Olivier Armantier, Giorgio Topa, and Basit Zafar
Federal Reserve Bank of New York Liberty Street Economics, December 05, 2013

Introducing the FRBNY Survey of Consumer Expectations: Measuring Price Inflation Expectations
With Olivier Armantier, Giorgio Topa, and Basit Zafar
Federal Reserve Bank of New York Liberty Street Economics, December 04, 2013

Introducing the FRBNY Survey of Consumer Expectations: Survey Goals, Design, and Content
With Olivier Armantier, Giorgio Topa, and Basit Zafar
Federal Reserve Bank of New York Liberty Street Economics, December 04, 2013

Just Released: Deleveraging Decelerates and Household Balances Increase
With Andrew F. Haughwout, Donghoon Lee, and Joelle W. Scally
Federal Reserve Bank of New York Liberty Street Economics, November 14, 2013

Unmet Credit Demand of American Households
With Basit Zafar and Max Livingston
Federal Reserve Bank of New York Liberty Street Economics, November 06, 2013

Just Released: Who Is Driving the Auto Lending Recovery?
With Andrew F. Haughwout, Donghoon Lee, and Joelle W. Scally
Federal Reserve Bank of New York Liberty Street Economics, August 14, 2013

My Two (Per)cents: How Are American Workers Dealing with the Payroll Tax Hike?
With Basit Zafar and Max Livingston
Federal Reserve Bank of New York Liberty Street Economics, May 15, 2013

Just Released: The Geography of Student Debt
With Andrew F. Haughwout, Donghoon Lee, and Joelle W. Scally
Federal Reserve Bank of New York Liberty Street Economics, May 14, 2013

Just Released: Press Briefing on Household Debt and Credit
With Meta Brown, Andrew F. Haughwout, Donghoon Lee, and Joelle W. Scally
Federal Reserve Bank of New York Liberty Street Economics, February 28, 2013

Nudging Inflation Expectations: An Experiment
With Basit Zafar, Olivier Armantier, Scott Nelson, and Giorgio Topa
Federal Reserve Bank of New York Liberty Street Economics, November 05, 2012

Just Released: Has Household Deleveraging Continued?
With Andrew F. Haughwout, Donghoon Lee, and Joelle W. Scally
Federal Reserve Bank of New York Liberty Street Economics, August 29, 2012

A Boost in Your Paycheck: How Are U.S. Workers Using the Payroll Tax Cut?
With Basit Zafar and Grant Graziani
Federal Reserve Bank of New York Liberty Street Economics, May 09, 2012

Grading Student Loans
With Meta Brown, Andrew F. Haughwout, Donghoon Lee, and Maricar Mabutas
Federal Reserve Bank of New York Liberty Street Economics, March 05, 2012

Flip This House: Investor Speculation and the Housing Bubble
With Andrew F. Haughwout, Donghoon Lee, and Joseph Tracy
Federal Reserve Bank of New York Liberty Street Economics, December 05, 2011

Inflation Expectations and Behavior: Do Survey Respondents Act on Their Beliefs?
With Olivier Armantier, Giorgio Topa, and Basit Zafar
Federal Reserve Bank of New York Liberty Street Economics, July 27, 2011

Just Released: Household Debt and Credit Developments in the Nation and the Region in 2011:Q1
With Andrew F. Haughwout and Donghoon Lee
Federal Reserve Bank of New York Liberty Street Economics, May 09, 2011

What Is Driving the Recent Rise in Consumer Inflation Expectations?
With Giorgio Topa, Olivier Armantier, and Basit Zafar
Federal Reserve Bank of New York Liberty Street Economics, April 18, 2011

Have Consumers Been Deleveraging?
With Meta Brown, Andrew F. Haughwout, and Donghoon Lee
Federal Reserve Bank of New York Liberty Street Economics, March 21, 2011


Wilbert van der Klaauw's CVPDF The views expressed in the papers listed on this page are those of the author(s) and do not necessarily reflect the position of the Federal Reserve Bank of New York or the Federal Reserve System.
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