1995 Community Reinvestment Act Exams
Bank evaluations are based on lending, investment and service tests; for most banks, the lending test is weighted most heavily in determining the overall rating.
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Bank
Exam Date
Public Date*
Rating
 
Alden State Bank
13216 Broadway
Alden, New York 14004
Apr 1, 1995
Aug 14, 1995
Satisfactory
 
Banco Popular de Puerto Rico
PO Box 2708
San Juan, PR 00936-2708
Jul 31, 1995
Jun 26, 1996
Outstanding
 
Bank of Millbrook
Franklin Avenue, Box AF
Millbrook, NY 12545
Nov 6, 1995
Mar 20, 1996
Satisfactory
 
BPD International Bank
152 West 57th Street
New York, NY 10019
Sep 11, 1995
Jan 8, 1996
Satisfactory
 
Chemical Bank
270 Park Avenue
New York, NY 10017
Mar 13, 1995
Oct 18, 1995
Outstanding
 
Chemung Canal Trust Company
One Chemung Canal Plaza
Elmira, New York 14902
Oct 30, 1995
Feb 6, 1996
Outstanding
 
Community Bank of Bergen County
125 West Pleasant Avenue
Maywood, NJ 07607
Aug 8, 1995
Jan 25, 1996
Needs to Improve
 
Gotham Bank of New York
1412 Broadway
New York, NY 10018
May 1, 1995
Sep 7, 1995
Satisfactory
 
Great Eastern Bank
41-48 Main Street
Flushing, NY 11355
Jun 19, 1995
Sep 15, 1995
Satisfactory
 
Interchange State Bank
Park 80 West/Plaza Two
Saddle Brook, NJ 07663
Oct 10, 1995
Apr 10, 1996
Satisfactory
 
Marine Midland Bank
One Marine Midland Center
Buffalo, NY 14203
May 30, 1995
Jan 17, 1996
Satisfactory
 
The Merchants Bank of New York
275 Madison Avenue
New York, NY 10016
Oct 16, 1995
Mar 12, 1996
Satisfactory
 
Orange County Trust Co.
75 North Street
Middletown, NY 10940
Nov 6, 1995
Jun 6, 1996
Outstanding
 
Peapack-Gladstone Bank
190 Main Street
P.O. Box 178
Gladstone, NJ 07934
Apr 3, 1995
Sep 11, 1995
Satisfactory
 
Salamanca Trust Company
107 Main Street
Salamanca, NY 14779
Sep 11, 1995
Feb 1, 1996
Outstanding
 
Solvay Bank
1537 Milton Avenue
Solvay, NY 13209-0167
Oct 30, 1995
May 20, 1996
Outstanding
 
Tioga State Bank
1 North Main Street
Spencer, NY 14883
Apr 17, 1995
Oct 5, 1995
Satisfactory
 
West Jersey Community Bank
165 Passaic Avenue
Fairfield, NJ 07004
Nov 13, 1995
Apr 18, 1996
Satisfactory
*A copy of the public section of the most recent CRA performance evaluation must be placed in a bank's public file within 30 business days after its receipt from the Board of Governors of the Federal Reserve System.
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