João A.C. Santos
Director of Financial Intermediation Policy Research
Flood Risk and Firm Location Decisions in the Fed’s Second District
How Do Banks Lend in Inaccurate Flood Zones in the Fed’s Second District?
Potential Flood Map Inaccuracies in the Fed’s Second District
How Exposed Are U.S. Banks' Loan Portfolios to Climate Transition Risks?
Moving Out of a Flood Zone? That May Be Risky!
The Adverse Effect of “Mandatory” Flood Insurance on Access to Credit
Insurance Companies and the Growth of Corporate Loans’ Securitization
The Costs of Corporate Debt Overhang Following the COVID-19 Outbreak
The Impact of Natural Disasters on the Corporate Loan Market
Outflows from Bank-Loan Funds during COVID-19
The Side Effects of Shadow Banking on Liquidity Provision
Why Do Banks Target ROE?
The Cost of Regulatory Capital
The Effects of Post-Crisis Banking Reforms
At the New York Fed: Conference on the Effects of Post-Crisis Banking Reforms
Did the Dodd-Frank Act End ‘Too Big to Fail’?
Investor Diversity and Liquidity in the Secondary Loan Market
Are All CLOs Equal?
Did the Supervisory Guidance on Leveraged Lending Work?
Investigating the Trading Activity of CLO Portfolio Managers
What Do Bond Markets Think about “Too-Big-to-Fail” Since Dodd-Frank?
What Do Rating Agencies Think about “Too-Big-to-Fail” Since Dodd-Frank?
How Liquidity Standards Can Improve Lending of Last Resort Policies
Depositor Discipline of Risk-Taking by U.S. Banks
Liquidity Risk, Liquidity Management, and Liquidity Policies
Why Large Bank Failures Are So Messy and What to Do about It?
Do “Too-Big-to-Fail” Banks Take On More Risk?
Evidence from the Bond Market on Banks’ “Too-Big-to-Fail” Subsidy
The Transformation of Banking: Tying Loan Interest Rates to Borrowers' Credit Default Swap Spreads
Did Securitization Lead to Riskier Corporate Lending?
The Rise of the Originate-to-Distribute Model and the Role of Banks in Financial Intermediation
Why Do Central Banks Have Discount Windows?
João A.C. Santos's CV The views expressed in the papers listed on this page are those of the author(s) and do not necessarily reflect the position of the Federal Reserve Bank of New York or the Federal Reserve System.