João A.C. Santos

Joao Santos

Director of Financial Intermediation Policy Research
Federal Reserve Bank of New York
33 Liberty Street
New York, NY 10045

joao.santos@ny.frb.org

   

Flood Risk Outside Flood Zones: A Look at Mortgage Lending in Risky Areas
With Kristian S. Blickle and Evan Perry
Federal Reserve Bank of New York Liberty Street Economics, September 25, 2024

Flood Risk and Firm Location Decisions in the Fed’s Second District
With Oliver Zain Hannaoui, Hyeyoon Jung, and Lee Seltzer
Federal Reserve Bank of New York Liberty Street Economics, November 14, 2023

How Do Banks Lend in Inaccurate Flood Zones in the Fed’s Second District?
With Kristian S. Blickle, Katherine Engelman, and Theo Linnemann
Federal Reserve Bank of New York Liberty Street Economics, November 13, 2023

Potential Flood Map Inaccuracies in the Fed’s Second District
With Kristian S. Blickle, Katherine Engelman, and Theo Linnemann
Federal Reserve Bank of New York Liberty Street Economics, November 10, 2023

How Exposed Are U.S. Banks' Loan Portfolios to Climate Transition Risks?
With Hyeyoon Jung and Lee Seltzer
Federal Reserve Bank of New York Liberty Street Economics, July 10, 2023

Moving Out of a Flood Zone? That May Be Risky!
With Kristian S. Blickle, Katherine Engelman, and Theo Linnemann
Federal Reserve Bank of New York Liberty Street Economics, April 20, 2023

The Adverse Effect of “Mandatory” Flood Insurance on Access to Credit
With Kristian S. Blickle, Katherine Engelman, and Theo Linnemann
Federal Reserve Bank of New York Liberty Street Economics, May 23, 2022

Insurance Companies and the Growth of Corporate Loans’ Securitization
With Fulvia Fringuellotti
Federal Reserve Bank of New York Liberty Street Economics, October 13, 2021

The Costs of Corporate Debt Overhang Following the COVID-19 Outbreak
With Kristian S. Blickle
Federal Reserve Bank of New York Liberty Street Economics, December 01, 2020

The Impact of Natural Disasters on the Corporate Loan Market
With Ivan T. Ivanov and Marco Macchiavelli
Federal Reserve Bank of New York Liberty Street Economics, November 18, 2020

Outflows from Bank-Loan Funds during COVID-19
With Nicola Cetorelli and Gabriele La Spada
Federal Reserve Bank of New York Liberty Street Economics, June 16, 2020

The Side Effects of Shadow Banking on Liquidity Provision
With Teodora Paligorova
Federal Reserve Bank of New York Liberty Street Economics, November 13, 2019

Why Do Banks Target ROE?
With George Pennacchi
Federal Reserve Bank of New York Liberty Street Economics, October 10, 2018

The Cost of Regulatory Capital
With Matthew C. Plosser
Federal Reserve Bank of New York Liberty Street Economics, October 03, 2018

The Effects of Post-Crisis Banking Reforms
With Richard K. Crump
Federal Reserve Bank of New York Liberty Street Economics, October 01, 2018

At the New York Fed: Conference on the Effects of Post-Crisis Banking Reforms
With Richard K. Crump
Federal Reserve Bank of New York Liberty Street Economics, June 19, 2018

Did the Dodd-Frank Act End ‘Too Big to Fail’?
With Gara Afonso and Michael Blank
Federal Reserve Bank of New York Liberty Street Economics, March 05, 2018

Investor Diversity and Liquidity in the Secondary Loan Market
With Pei Shao
Federal Reserve Bank of New York Liberty Street Economics, August 09, 2017

Are All CLOs Equal?
With Stavros Peristiani
Federal Reserve Bank of New York Liberty Street Economics, December 05, 2016

Did the Supervisory Guidance on Leveraged Lending Work?
With Sooji Kim and Matthew C. Plosser
Federal Reserve Bank of New York Liberty Street Economics, May 16, 2016

Investigating the Trading Activity of CLO Portfolio Managers
With Stavros Peristiani
Federal Reserve Bank of New York Liberty Street Economics, August 03, 2015

What Do Bond Markets Think about “Too-Big-to-Fail” Since Dodd-Frank?
With Gara Afonso
Federal Reserve Bank of New York Liberty Street Economics, July 01, 2015

What Do Rating Agencies Think about “Too-Big-to-Fail” Since Dodd-Frank?
With Gara Afonso
Federal Reserve Bank of New York Liberty Street Economics, June 29, 2015

How Liquidity Standards Can Improve Lending of Last Resort Policies
With Javier Suarez
Federal Reserve Bank of New York Liberty Street Economics, April 18, 2014

Depositor Discipline of Risk-Taking by U.S. Banks
With Stavros Peristiani
Federal Reserve Bank of New York Liberty Street Economics, April 14, 2014

Liquidity Risk, Liquidity Management, and Liquidity Policies
With Tobias Adrian
Federal Reserve Bank of New York Liberty Street Economics, April 14, 2014

Why Large Bank Failures Are So Messy and What to Do about It?
With James J. McAndrews, Donald P. Morgan, and Tanju Yorulmazer
Federal Reserve Bank of New York Liberty Street Economics, April 04, 2014

Do “Too-Big-to-Fail” Banks Take On More Risk?
With Gara Afonso and James Traina
Federal Reserve Bank of New York Liberty Street Economics, March 26, 2014

Evidence from the Bond Market on Banks’ “Too-Big-to-Fail” Subsidy
Federal Reserve Bank of New York Liberty Street Economics, March 26, 2014

The Transformation of Banking: Tying Loan Interest Rates to Borrowers' Credit Default Swap Spreads
Federal Reserve Bank of New York Liberty Street Economics, February 10, 2014

Did Securitization Lead to Riskier Corporate Lending?
Federal Reserve Bank of New York Liberty Street Economics, February 04, 2013

The Rise of the Originate-to-Distribute Model and the Role of Banks in Financial Intermediation
Federal Reserve Bank of New York Liberty Street Economics, July 17, 2012

Why Do Central Banks Have Discount Windows?
With Stavros Peristiani
Federal Reserve Bank of New York Liberty Street Economics, March 30, 2011


João A.C. Santos's CVPDF The views expressed in the papers listed on this page are those of the author(s) and do not necessarily reflect the position of the Federal Reserve Bank of New York or the Federal Reserve System.
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