2002 Community Reinvestment Act Exams - FEDERAL RESERVE BANK of NEW YORK

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2002 Community Reinvestment Act Exams

Bank evaluations are based on lending, investment and service tests; for most banks, the lending test is weighted most heavily in determining the overall rating.

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Bank	Exam Date	Public Date*	Rating	Report
Alden State Bank	Dec 2, 2002	May 19, 2003	Satisfactory	11 pages / 795 kb
Banco Popular North America	Oct 28, 2002	Jun 6, 2003	Satisfactory	127 pages / 1.42 mb
Banco Popular de Puerto Rico	Jun 3, 2002	Nov 21, 2002	Outstanding	58 pages / 432 kb
Bank of Millbrook	Sep 16, 2002	Feb 13, 2003	Satisfactory	12 pages / 161 kb
Bank of Smithtown	Aug 26, 2002	Feb 13, 2003	Satisfactory	20 pages / 270 kb
Bank of Cattaraugus	Aug 12, 2002	Jan 23, 2003	Outstanding	12 pages / 36 kb
Chemung Canal Trust Co.	Feb 4, 2002	Jul 18, 2002	Outstanding	36 pages / 289 kb
Community Bank of Bergen County	Jan 7, 2002	Oct 2, 2002	Satisfactory	11 pages / 578 kb
Deutsche Bank Trust Company Americas	Nov 18, 2002	May 8, 2003	Outstanding	15 pages / 1.1 mb
First State Bank	Oct 21, 2002	Apr 16, 2003	Satisfactory	12 pages / 789 kb
First Tier Bank and Trust (Formerly Salamanca Bank)	Jun 17, 2002	Jan 3, 2003	Outstanding	21 pages / 259 kb
Gotham Bank of New York	Sep 30, 2002	Apr 7, 2003	Satisfactory	10 pages / 664 kb
Manufacturers & Traders Trust Company	Jun 17, 2002	Feb 24, 2003	Outstanding	199 pages / 606 kb
Tioga State Bank	Feb 25, 2002	Jul 18, 2002	Satisfactory	17 pages / 170 kb
United States Trust Co. of NY	Apr 29, 2002	Oct 15, 2002	Outstanding	15 pages / 206 kb
United Trust Bank	Mar 4, 2002	Sep 25, 2002	Satisfactory	23 pages / 253 kb


*A copy of the public section of the most recent CRA performance evaluation must be placed in a bank's public file within 30 business days after its receipt from the Board of Governors of the Federal Reserve System.

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