2016 Community Reinvestment Act Exams
Bank evaluations are based on lending, investment and service tests; for most banks, the lending test is weighted most heavily in determining the overall rating.
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Bank
Exam Date
Public Date*
Rating
Report
 
Adirondack TC
September 12, 2016
June 22, 2017
Satisfactory
PDF
 
Alden State Bank
January 26, 2016
June 6, 2018
Satisfactory
PDF
 
Community Bank of Bergen County
May 23, 2016
October 14, 2016
Satisfactory
PDF
 
Elmira Savings Bank
August 8, 2016
November 28, 2018
Satisfactory
PDF
 
Empire State Bank
February 22, 2016
July 11, 2016
Satisfactory
PDF
 
Mizuho Bank (USA)
June 6, 2016
October 14, 2016
Outstanding
PDF
*A copy of the public section of the most recent CRA performance evaluation must be placed in a bank's public file within 30 business days after its receipt from the Board of Governors of the Federal Reserve System.
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