2019 Community Reinvestment Act Exams
Bank evaluations are based on lending, investment and service tests; for most banks, the lending test is weighted most heavily in determining the overall rating.
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Bank
Exam Date
Public Date*
Rating
Report
 
Chemung Canal Trust Company
October 7, 2019
October 25, 2020
Satisfactory
PDF
 
Five Star Bank
May 6, 2019
June 29, 2020
Satisfactory
PDF
 
Goldman Sachs Bank USA
July 8, 2019
June 7, 2020
Outstanding
PDF
 
Adirondack Trust Company
March 11, 2019
August 23, 2019
Satisfactory
PDF
 
Metropolitan Commercial Bank
February 11, 2019
June 2, 2019
Satisfactory
PDF
*A copy of the public section of the most recent CRA performance evaluation must be placed in a bank's public file within 30 business days after its receipt from the Board of Governors of the Federal Reserve System.
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