Community Reinvestment Act Exams
The New York Fed conducts CRA exams of Second District member banks. The written evaluations and the banks' CRA ratings are made public. Read recent CRA public evaluations and find out which banks are scheduled for an upcoming CRA exam here.
Community Reinvestment: Does Your Bank Measure Up?
Your Bank's Overall CRA Rating
Second District Member Banks
Interagency Questions and Answers
Bank Evaluation
Evaluations are based on lending, investment and service tests; for most banks, the lending test is weighted most heavily in determining the overall rating.
Exam Date
Public Date*
Empire State Bank
February 22, 2016
July 11, 2016
24 pages / 352 kb
*A copy of the public section of the most recent CRA performance evaluation must be placed in a bank's public file within 30 business days after its receipt from the Board of Governors of the Federal Reserve System.
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