On Thursday, May 7, 2026, the Federal Reserve Bank of New York hosted a webinar to discuss its new report, “Credit Insecurity and ALICE Households in the United States.” The report examines access to credit for families below the Federal Poverty Level, as well as households that are Asset Limited, Income Constrained, Employed (ALICE), with income above the federal poverty level but below the cost of basics in the counties where they live. Together, those categories comprise 55 million U.S. households, 42% of the total. United for ALICE, a project of the United Way of Northern New Jersey, provided ALICE data for the report.
This one-hour webinar highlighted the key findings of the report, discussed the importance of understanding credit access for financially strapped households, and described how to use data from the report.
May 7, 2026
10:00am-11:00am
This was a virtual-only event.
This event was open to the public.
This event was open to the media. All remarks were on the record, with the recording to be made available afterwards. For media inquiries, please contact Ellen Simon at Ellen.Simon@ny.frb.org.


