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Media Advisory

New York Fed to Release Second Installment of “The State of Low-Income America: Credit Access & Debt Payment” Report

February 24, 2022

The Federal Reserve Bank of New York will release the second installment of The State of Low-Income America: Credit Access & Debt Payment report on Tuesday, March 1 at 11:45 AM EST.

The report offers an updated snapshot of trends in household credit experiences, including credit scores, balances, and delinquencies by income, and examines low-income households’ ability to access and keep current on debt obligations during the pandemic and recovery. The report captures credit data as of September of 2021. The analysis reveals that while borrowers in low- and moderate-income areas have historically had higher delinquency rates, delinquencies and other negative credit experiences have declined for most borrowers.

Press Call on The State of Low-Income America Credit Access & Debt Payment Report:

Authors of the report will host a background press call on Tuesday, March 1 at 11:00 AM EST to provide further context on the report. Journalists interested in participating should RSVP to Mariah Measey at mariah.measey@ny.frb.org.

Mariah Measey
(347) 978-3071
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