Find Your Bank

Financial institutions and community organizations can work together to drive local investment that meets the requirements of the Community Reinvestment Act. Successful partnerships depend on several factors, including a community group's experience, a bank's asset size and a project's impact.

The New York Fed compiled data on the banks it supervises in the Second District, which includes New York State, the 12 northern counties in New Jersey, Fairfield County in Connecticut, Puerto Rico and the U.S. Virgin Islands.

The public is encouraged to submit comments on how banks are meeting the credit needs of their communities. Comment on your bank's CRA performance.

Click column header to sort by financial institution, asset size, exam year and overall rating
Exam Performance Tests
Financial InstitutionExam TypeExam1 YearOverall Exam RatingLendingCommunity DevelopmentInvestmentServiceAssessment Area (by county)2
Community Bank of Bergen County 2Intermediate Small 2015 2Satisfactory Satisfactory Satisfactory NJ: Bergen, Passaic
Empire State Bank 1Small 2014 2Satisfactory Satisfactory   NY: Kings, Orange, Richmond, Ulster
Mizuho Bank 4Wholesale 2016 3Outstanding   Outstanding NY: Bronx, Kings, New York, Queens, Richmond

Bank of Millbrook

1Small 2014 2Satisfactory Satisfactory   NY: Columbia, Dutchess
Orange County Trust Company 2Intermediate Small 2015 2Satisfactory Satisfactory Satisfactory NY: Dutchess, Orange, Sullivan
Tioga State Bank 2Intermediate Small 2015 2Satisfactory Satisfactory Outstanding NY: Broome, Chemung, Tioga, Tompkins
Deutsche Bank Trust Company Americas 4Wholesale 2014 3Outstanding Outstanding NY: Bronx, Kings, New York, Queens, Richmond
Amboy Bank 3Large 2015 2Satisfactory High Satisfactory Low Satisfactory High Satisfactory NJ: Middlesex, Monmouth
Chemung Canal Trust Company 3Large 2013 2Satisfactory High Satisfactory High Satisfactory Outstanding NY: Albany, Broome, Cayuga, Chemung, Cortland, Saratoga, Schuyler, Seneca, Steuben, Tioga, Tompkins
Metropolitan Commercial Bank 2Intermediate Small 2014 2Satisfactory Satisfactory Satisfactory NY: Bronx, Kings, New York, Queens, Richmond
Mizuho Bank 4Wholesale 2013 3Outstanding Outstanding NY: Bronx, Kings, New York, Queens, Richmond
Solvay Bank 2Intermediate Small 2014 2Satisfactory Satisfactory Satisfactory NY: Onondaga
Adirondack Bank 2Intermediate Small 2013 2Satisfactory Satisfactory Satisfactory NY: Clinton, Essex, Franklin, Fulton, Hamilton, Herkimer, Lewis, Montgomery, Oneida, Onondaga
Adirondack Trust Company 2Intermediate Small 2013 2Satisfactory Satisfactory Outstanding NY: Saratoga, Warren
Amboy Bank 3Large 2013 2Satisfactory High Satisfactory Low Satisfactory High Satisfactory NJ: Mercer, Middlesex, Monmouth, Somerset
Banco Popular North America 3Large 2013 2Satisfactory Low Satisfactory High Satisfactory Outstanding NY: Bronx, Kings, Queens; NJ: Essex, Hudson, Middlesex, Passaic, Union
Banco Popular de Puerto Rico 3Large 2012 3Outstanding Outstanding High Satisfactory Outstanding PR: San Juan, Caguas, Guanabo, Aguadilla, Isabela, San Sebastien, Ponce, Mayaguez, San German, Cabo Rojo, Guayama, Fajardo, Yauco, Adjuntas, Jayuya, Utuado, Las Marias, Maricau, Coamo, Santa Isabel, Salinas, Vieques, Culebra; U.S. Virgin Islands
Elmira Savings Bank 2Intermediate Small 2013 2Satisfactory Satisfactory Satisfactory NY: Cayuga, Chemung, Schuyler, Seneca, Steuben, Tompkins
Bank of Cattaraugus 1Small 2012 3Outstanding Outstanding NY: Cattaraugus
Chemung Canal Trust Company 2Intermediate Small 2012 3Outstanding Satisfactory Outstanding NY: Albany, Chemung, Saratoga, Schuyler, Steuben, Tioga, Tompkins
Community Bank of Bergen County 2Intermediate Small 2011 2Satisfactory Satisfactory Satisfactory NJ: Bergen, Passaic
Deutsche Bank Trust Company Americas 4Wholesale 2012 3Outstanding Outstanding NY: Bronx, Kings, New York, Queens, Richmond
Goldman Sachs Bank USA 4Wholesale 2012 3Outstanding Outstanding NY: Bronx, Kings, New York, Queens, Richmond; NJ: Essex, Hudson
Manufacturers and Traders Trust Company 3Large 2012 3Outstanding High Satisfactory Outstanding Outstanding NY: Allegany, Cattaraugus, Cayuga, Chautauqua, Chenango, Cortland, Genesee, Jefferson, Seneca, Steuben, Sullivan, Wyoming; NJ: Bergen
Mizuho Corporate Bank 4Wholesale 2011 3Outstanding Outstanding NY: Bronx, Kings, New York, Queens, Richmond
Orange County Trust Company 2Intermediate Small 2011 2Satisfactory Satisfactory Outstanding NY: Dutchess, Orange
Peapack Gladstone Bank 3Large 2011 2Satisfactory High Satisfactory Low Satisfactory Low Satisfactory NJ: Essex, Hunterdon, Middlesex, Morris, Somerset, Union
Tioga State Bank 2Intermediate Small 2012 2Satisfactory Satisfactory Outstanding NY: Broome, Chemung, Tioga, Tompkins
Adirondack Bank 2Intermediate Small 2010 2Satisfactory Satisfactory Satisfactory NY: Clinton, Essex, Franklin, Fulton, Hamilton, Herkimer, Lewis, Montgomery, Oneida, Onondaga
Adirondack Trust Company 2Intermediate Small 2010 3Outstanding Satisfactory Outstanding NY: Saratoga, Warren
Amboy Bank 3Large 2010 2Satisfactory Low Satisfactory Low Satisfactory Low Satisfactory NJ: Mercer, Middlesex, Monmouth, Somerset
Banco Popular North America 3Large 2009 3Outstanding Outstanding High Satisfactory Outstanding NY: Bronx, Kings, Queens; NJ: Essex, Hudson, Middlesex, Passaic, Union
Bank of Millbrook 3Large 2010 2Satisfactory Low Satisfactory Low Satisfactory Outstanding NY: Columbia, Dutchess
Bank of New York Mellon 1Small 2010 2Satisfactory Satisfactory NY: Bronx, Kings, Nassau, New York, Queens, Westchester; NJ: Essex, Hudson, Morris, Union; CT: Fairfield
Empire State Bank 4Wholesale 2011 2Satisfactory Satisfactory NY: Orange, Richmond, Ulster
Five Star Bank 1Small 2010 2Satisfactory Satisfactory NY: Chemung, Erie, Livingston, Monroe, Ontario
Gotham Bank of New York 3Large 2010 3Outstanding Outstanding Outstanding Outstanding NY: New York
Solvay Bank 2Intermediate Small 2010 2Satisfactory Satisfactory Outstanding NY: Onondaga
Alden State Bank 2Intermediate Small 2011 2Satisfactory Satisfactory Satisfactory NY: Erie, Genesee, Wyoming
Banco Popular de Puerto Rico 3Large 2009 2Satisfactory Satisfactory PR: San Juan, Caguas, Guanabo, Aguadilla, Isabela, San Sebastien, Ponce, Mayaguez, San German, Cabo Rojo, Guayama, Fajardo, Yauco, Adjuntas, Jayuya, Utuado, Las Marias, Maricau, Coamo, Santa Isabel, Salinas, Vieques, Culebra; U.S. Virgin Islands
BPD Bank 4Wholesale 2010 2Satisfactory Satisfactory NY: Bronx, Kings, New York, Queens, Richmond, Westchester
Chemung Canal Trust Company 2Intermediate Small 2009 3Outstanding Satisfactory Outstanding NY: Broome, Chemung, Schuyler, Steuben, Tioga, Tompkins
Community Bank of Bergen County 1Small 2008 2Satisfactory Satisfactory NJ: Bergen, Passaic
Deutsche Bank Trust Company Americas 4Wholesale 2010 3Outstanding Outstanding NY: Bronx, Kings, Queens; NJ: Essex, Hudson, Middlesex, Passaic, Union
Five Star Bank 3Large 2008 3Outstanding Outstanding Outstanding Outstanding NY: Allegany, Cattaraugus, Cayuga, Chautauqua, Chemung, Erie, Genesee, Livingston, Monroe, Ontario, Schuyler, Seneca, Steuben, Wyoming, Yates
Goldman Sachs Bank USA 4Wholesale 2010 3Outstanding Outstanding NY: Bronx, Kings, New York, Queens, Richmond; NJ: Essex, Hudson
Mizuho Corporate Bank 4Wholesale 2009 3Outstanding Outstanding NY: Bronx, Kings, New York, Queens, Richmond
Orange County Trust Company 2Intermediate Small 2008 2Satisfactory Satisfactory Outstanding NY: Orange, Sullivan
Peapack Gladstone Bank 3Large 2008 2Satisfactory Low Satisfactory High Satisfactory Low Satisfactory NJ: Essex, Hunterdon, Middlesex, Morris, Somerset, Union
Tioga State Bank 2Intermediate Small 2009 2Satisfactory Satisfactory Satisfactory NY: Broome, Chemung, Tioga, Tompkins
Adirondack Bank 2Intermediate Small 2008 2Satisfactory Satisfactory Satisfactory NY: Clinton, Essex, Franklin, Fulton, Hamilton, Herkimer, Lewis, Montgomery, Oneida, Onondaga
Adirondack Trust Company 2Intermediate Small 2008 3Outstanding Satisfactory Outstanding NY: Saratoga, Warren
Amboy Bank 3Large 2007 1Needs to Improve Low Satisfactory Low Satisfactory Low Satisfactory NJ: Mercer, Middlesex, Monmouth, Somerset
Banco Popular North America 3Large 2007 2Satisfactory High Satisfactory Low Satisfactory Outstanding NY: Bronx, Kings, New York, Queens, Westchester; NJ: Bergen, Essex, Hudson, Middlesex, Passaic, Union
Bank of New York Mellon 4Wholesale 2008 2Satisfactory Satisfactory NY: Bronx, Kings, Nassau, New York, Queens, Westchester; NJ: Essex, Hudson, Morris, Union; CT: Fairfield
Five Star Bank 3Large 2008 3Outstanding Outstanding Outstanding Outstanding NY: Allegany, Cattaraugus, Cayuga, Chautauqua, Chemung, Erie, Genesee, Livingston, Monroe, Ontario, Schuyler, Seneca, Steuben, Wyoming, Yates
Solvay Bank 2Intermediate Small 2008 2Satisfactory Satisfactory Outstanding NY: Onondaga
Banco Popular de Puerto Rico 3Large 2007 3Outstanding Outstanding Outstanding Outstanding PR: San Juan, Caguas, Guanabo, Aguadilla, Isabela, San Sebastien, Ponce, Mayaguez, San German, Cabo Rojo, Guayama, Fajardo, Yauco, Adjuntas, Jayuya, Utuado, Las Marias, Maricau, Coamo, Santa Isabel, Salinas, Vieques, Culebra; U.S. Virgin Islands
BPD Bank 4Wholesale 2008 3Outstanding Outstanding NY: Bronx, Kings, Nassau, New York, Queens, Richmond, Suffolk, Westchester
Chemung Canal Trust Company 2Intermediate Small 2007 3Outstanding Satisfactory Outstanding NY: Broome, Chemung, Schuyler, Steuben, Tioga, Tompkins
Deutsche Bank Trust Company Americas 4Wholesale 2008 3Outstanding Outstanding NY: Bronx, Essex, Kings, Queens; NJ: Hudson, Middlesex, Passaic, Union
Manufacturers and Traders Trust Company 3Large 2007 3Outstanding High Satisfactory Outstanding Outstanding NY: Allegany, Cattaraugus, Cayuga, Chautauqua, Chenango, Cortland, Genesee, Jefferson, Seneca, Steuben, Sullivan, Wyoming; NJ: Bergen
Mizuho Corporate Bank 4Wholesale 2007 3Outstanding Outstanding NY: Bronx, Essex, Kings, Queens; NJ: Hudson, Middlesex, Passaic, Union
Orange County Trust Company 2Intermediate Small 2006 2Satisfactory Satisfactory Satisfactory NY: Orange, Sullivan
Tioga State Bank 2Intermediate Small 2007 2Satisfactory Satisfactory Satisfactory NY: Broome, Chemung, Tioga, Tompkins
Adirondack Bank 2Intermediate Small 2006 2Satisfactory Satisfactory Satisfactory NY: Clinton, Essex, Franklin, Fulton, Hamilton, Herkimer, Lewis, Montgomery, Oneida, Onondaga
Adirondack Trust Company 2Intermediate Small 2006 3Outstanding Satisfactory Outstanding NY: Saratoga, Warren
Banco Popular North America 3Large 2005 2Satisfactory High Satisfactory High Satisfactory Outstanding NY: Bronx, Kings, New York, Queens, Westchester; NJ: Bergen, Essex, Hudson, Middlesex, Passaic, Union
Bank of Cattaraugus 1Small 2006 3Outstanding Outstanding NY: Cattaraugus
Bank of New York 4Wholesale 2006 3Outstanding Outstanding NY: Bronx, Kings, Nassau, New York, Queens, Westchester; NJ: Essex, Hudson, Morris, Union; CT: Fairfield
Five Star Bank 3Large 2006 3Outstanding Outstanding Outstanding Outstanding NY: Allegany, Cattaraugus, Cayuga, Chautauqua, Chemung, Erie, Genesee, Livingston, Monroe, Ontario, Schuyler, Seneca, Steuben, Wyoming, Yates
Peapack Gladstone Bank 3Large 2006 2Satisfactory Low Satisfactory High Satisfactory Low Satisfactory NJ: Essex, Hunterdon, Morris, Somerset, Union
Solvay Bank 2Intermediate Small 2006 2Satisfactory Satisfactory Outstanding NY: Onondaga
Alden State Bank 1Small 2006 2Satisfactory Satisfactory NY: Genesee, Wyoming
Bank of Millbrook 1Small 2006 2Satisfactory Satisfactory NY: Dutchess
Banco Popular de Puerto Rico 3Large 2005 3Outstanding Outstanding Outstanding Outstanding PR: San Juan, Caguas, Guaynabo, Aguadilla, Isabela, San Sebastien, Ponce, Mayaguez, San German, Cabo Rojo, Guayama, Fajardo, Yauco, Adjuntas, Jayuya, Utuado, Las Marias, Maricao, Coamo, Santa Isabel, Salinas, Vieques; U.S. Virgin Islands: St. Thomas, St. Croix
BDP Bank 4Wholesale 2006 3Outstanding Outstanding NY: Bronx, Kings, Nassau, New York, Queens, Richmond, Suffolk, Westchester
Chemung Canal Trust Company 2Intermediate Small 2005 3Outstanding Satisfactory Outstanding NY: Chemung, Schuyler, Steuben, Tioga
Community Bank of Bergen County 1Small 2005 2Satisfactory Satisfactory NJ: Bergen
Deutsche Bank Trust Company Americas 4Wholesale 2006 3Outstanding Outstanding NY: Bronx, Essex, Kings, Queens; NJ: Hudson, Middlesex, Passaic, Union
First State Bank 1Small 2006 2Satisfactory Satisfactory NY: Steuben
Gotham Bank of New York 2Intermediate Small 2006 2Satisfactory Satisfactory Outstanding NY: New York
Mizuho Corporate Bank 4Wholesale 2005 3Outstanding Outstanding NY: Bronx, Kings, Nassau, New York, Queens, Richmond, Suffolk, Westchester
Tioga State Bank 2Intermediate Small 2005 2Satisfactory Satisfactory Satisfactory NY: Broome, Chemung, Tioga, Tompkins
Adirondack Bank 1Small 2004 2Satisfactory Satisfactory NY: Clinton, Essex, Franklin, Fulton, Hamilton, Herkimer, Lewis, Montgomery, Oneida
Adirondack Trust Company 3Large 2004 3Outstanding Outstanding Outstanding Outstanding NY: Saratoga, Warren
Banco Popular North America 3Large 2003 3Outstanding High Satisfactory Outstanding Outstanding NY: Bronx, Kings, New York, Queens, Westchester; NJ: Bergen, Essex, Hudson, Middlesex, Passaic, Union
Bank of New York 3Large 2004 2Satisfactory Low Satisfactory Outstanding Low Satisfactory NY: Sullivan, Ulster
Great Eastern Bank 2Intermediate Small 2004 2Satisfactory Satisfactory Satisfactory NY: Kings, New York, Queens
Interchange Bank 3Large 2004 2Satisfactory High Satisfactory High Satisfactory High Satisfactory NJ: Bergen
Orange County Trust Company 2Intermediate Small 2004 2Satisfactory Satisfactory Satisfactory NY: Orange, Sullivan
Peapack Gladstone Bank 3Large 2004 2Satisfactory Low Satisfactory High Satisfactory Low Satisfactory NJ: Essex, Hunterdon, Morris, Somerset, Union
Solvay Bank 2Intermediate Small 2004 2Satisfactory Satisfactory Outstanding NY: Onondaga

1 Exam Year corresponds to the last year of qualifying loans used to inform the assessment.

2 For financial institutions in Puerto Rico and the U.S. Virgin Islands, cities, not counties, are listed.

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