Spring 2014 Small Business Credit Survey
The New York Fed’s Small Business Credit Survey collects information from small businesses in New York, New Jersey, Connecticut and Pennsylvania—
about their performance, financing decisions and credit experiences.

The Small Business Credit Survey (SBCS) is a semi-annual establishment survey conducted by the Federal Reserve Bank of New York, reporting information about business performance, financing needs and choices, and borrowing experiences. The SBCS captures the perspectives of businesses with fewer than 500 employees in New York, New Jersey, Connecticut, and Pennsylvania. The SBCS is distributed through civic and non-profit partners, primarily Chambers of Commerce, industry associations, and development corporations/authorities.

In total, there were 835 responses to the survey fielded from April 3, 2014 to June 20, 2014. The number of responses to each individual question varied based on relevance. Results are weighted to reflect the full population of small businesses in the four states of coverage along the dimensions of industry, age, employee size, and geography.


The Federal Reserve Bank of New York's Office of Regional and Community Outreach asks small businesses about their business performance, financing choices, and borrowing experiences. The survey was conducted online and distributed through a network of local government and nonprofit partners.

Survey Questions

Albany Colonie Regional Chamber of Commerce
Business Council of Fairfield County
Connecticut Business and Industry Association
Connecticut Small Business Development Center
Empire State Development Corporation
Federal Reserve Bank of Philadelphia
Jefferson County Industrial Development Agency
Manhattan Chamber of Commerce
Mohawk Valley EDGE
Minority Women Owned Business Enterprise Directories: New York City, New York State
New York City Council
New York City Department of Consumer Affairs, Office of Financial Empowerment
New York City Department of Small Business Services
New York State Business Council
North Country Chamber of Commerce
Small Business Administration, Buffalo Office
South Bronx Overall Economic Development Corporation
Staten Island Chamber of Commerce
Tompkins Chamber of Commerce
By continuing to use our site, you agree to our Terms of Use and Privacy Statement. You can learn more about how we use cookies by reviewing our Privacy Statement.   Close