2013 Small Business Borrowers Poll
The New York Fed’s Small Business Credit Survey collects information from small businesses in New York, New Jersey and Connecticut—about their performance, financing decisions and credit experiences.

In October 2012, Superstorm Sandy struck the region, resulting in direct and indirect damages to local small businesses. The May 2013 Small Business Credit Survey asked businesses about their damages, insurance coverage, and disaster relief applications.

The Small Business Credit Survey (SBCS) is an establishment survey conducted by the Federal Reserve Bank of New York, reporting information about business characteristics, performance, financing choices, and borrowing experiences. The May 2013 survey also asks small businesses about their experience with Superstorm Sandy. The SBCS captures the perspectives of businesses with fewer than 500 employees in New York, New Jersey, and Connecticut. The SBCS is distributed through civic and non-profit partners, primarily Chambers of Commerce, but also industry associations, and development corporations/authorities.

In total, there were 812 responses to the survey fielded from February 25, 2013 to April 5, 2013. The number of responses to each individual question varied, based on relevance. Results are weighted to reflect the full population of small businesses in the tri-state region, along the dimensions of industry, age, employee size, and geography.


The Federal Reserve Bank of New York's Office of Regional and Community Outreach asks small businesses about their business performance, financing choices, and borrowing experiences. The survey was conducted online and distributed through a network of local government and nonprofit partners.

Survey Questions

Binghamton Chamber of Commerce New Jersey Business and Industry Association
Brooklyn Chamber of Commerce New Jersey Lieutenant Governor's Office, Small Business Advocacy
Business Council of Fairfield County New York City Council
Business Council of New York State New York City Department of Consumer Affairs
Business Council of Westchester New York City Department of Small Business Services
Chamber of Commerce Southern New Jersey Newark Regional Business Partnership
Community Development Corporation of Long Island Orange County Chamber of Commerce
Connecticut Business and Industry Association Putnam County Chambers of Commerce
Dutchess County Chamber of Commerce Queens Chamber of Commerce
Empire State Development Corporation Queens Economic Development Corporation
Genesee County Chamber of Commerce Rensselaer County Regional Chamber of Commerce
Greater Monmouth County Chamber of Commerce Rising Tide Capital
Greater Newark Enterprises Corporation Schenectady County Chamber of Commerce
Greater Watertown North Country Chamber of Commerce Somerset County Business Partnership
Hudson County Economic Development Corporation South Bronx Overall Economic Development Corporation
Hudson Valley Gateway Chamber of Commerce Staten Island Chamber of Commerce
Jersey City Economic Development Corporation Tompkins Chamber of Commerce
Manhattan Chamber of Commerce Warren County Regional Chamber of Commerce
Minority Business Development Agency Women Presidents Organization
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